# Wellington

Car insurance · Regions · Wellington

I live in Wellington and need car insurance. Which companies are worth comparing?

[Back to the study](https://nzbrands.ai/research/insurance/car-insurance#situations)

| Measure | Value |
| --- | --- |
| questions | 2 |
| captured answers | 8 |
| AI platforms | 4 |
| collected | 11 October 2026 |

## Read the questions about Wellington.

### RG-WG-M01: Comparing insurers

I live in Wellington and need car insurance. Which companies are worth comparing?

[Read the captured answers](https://nzbrands.ai/research/insurance/car-insurance/editions/1/questions/a1837c2c-2877-41fa-ae16-0e811f99b3d5.md)

### RG-WG-M02: Choosing cover

My car is usually parked in Wellington. Could where I live change what car insurance I need?

[Read the captured answers](https://nzbrands.ai/research/insurance/car-insurance/editions/1/questions/fc7e25d2-d70b-4697-b8eb-ba6f03501b0d.md)

## Which insurers AI recommended for Wellington

The four answers to “I live in Wellington and need car insurance. Which companies are worth comparing?”

| Insurer | Answers | Total |
| --- | --- | --- |
| AMI | 4 | 4 |
| AA Insurance | 4 | 4 |
| Tower | 4 | 4 |
| State | 4 | 4 |
| Cove | 3 | 4 |
| Trade Me Insurance | 1 | 4 |

## The insurer recommendations for Wellington.

Select an insurer to compare its recommendations, sentiment and supporting passages across the four platforms.

| Topic | Insurer | Recommended or named answers | Collected answers | Positive claims | Neutral claims | Negative claims | Mixed claims |
| --- | --- | --- | --- | --- | --- | --- | --- |
| Wellington | AMI | 4 | 4 | 9 | 6 | 0 | 0 |
| Wellington | AA Insurance | 4 | 4 | 12 | 2 | 0 | 0 |
| Wellington | Tower | 4 | 4 | 11 | 1 | 0 | 0 |
| Wellington | State | 4 | 4 | 10 | 3 | 0 | 0 |
| Wellington | Cove | 3 | 4 | 3 | 0 | 0 | 1 |
| Wellington | Trade Me Insurance | 1 | 4 | 1 | 1 | 0 | 0 |

## Insurers and policy guidance for Wellington.

AA Insurance, State and Tower were recommended in all four insurer-comparison answers for Wellington. AMI appeared in four of four answers and Cove in three.

Additional insurers in the comparison were Trade Me Insurance (one of four answers).

ChatGPT: “Particularly worth comparing if roadside assistance is useful, as it is included with its comprehensive cover.”

[Read the answer](https://nzbrands.ai/research/insurance/car-insurance/editions/1/questions/a1837c2c-2877-41fa-ae16-0e811f99b3d5.md) · Answer ID: 350dd37f-ccf8-4f56-8924-07129815abc3

Gemini: “and both offer reliable, widely utilized comprehensive covers with flexible add-ons like roadside assistance.”

[Read the answer](https://nzbrands.ai/research/insurance/car-insurance/editions/1/questions/a1837c2c-2877-41fa-ae16-0e811f99b3d5.md) · Answer ID: f843eb6b-a8a9-4f0e-8ff8-a2ffca42fc4b

Google AI Mode: “[AA Insurance](https://www.aainsurance.co.nz)| Highly competitive & reliable service| Lifetime repair guarantee on authorized repairs, strong customer satisfaction ratings.”

[Read the answer](https://nzbrands.ai/research/insurance/car-insurance/editions/1/questions/a1837c2c-2877-41fa-ae16-0e811f99b3d5.md) · Answer ID: dd1df2e6-a43b-4101-8555-d458f42d9713

AI Overviews: “They offer multi-policy discounts if you bundle your car insurance with house or contents cover.”

[Read the answer](https://nzbrands.ai/research/insurance/car-insurance/editions/1/questions/a1837c2c-2877-41fa-ae16-0e811f99b3d5.md) · Answer ID: a71df451-5ae3-42a9-831a-0d9148364c17

ChatGPT: “The important distinction is that your home address and the car's usual overnight parking location might be different. Insurers may ask about both, along with how you use your car and where it's kept overnight.”

[Read the answer](https://nzbrands.ai/research/insurance/car-insurance/editions/1/questions/fc7e25d2-d70b-4697-b8eb-ba6f03501b0d.md) · Answer ID: 288760e6-6466-4ffb-b6e4-65b7e5dd10f2

## Where the answers about Wellington came from

The websites each assistant drew on, and what kind of publisher they are. Pick a question group to compare the websites.

### ChatGPT

| Website | Answers with this website recorded |
| --- | --- |
| ami.co.nz | 2 |
| aa.co.nz | 1 |
| amp.co.nz | 1 |
| asb.co.nz | 1 |
| canstar.co.nz | 1 |
| consumer.org.nz | 1 |
| consumerprotection.govt.nz | 1 |
| coveinsurance.co.nz | 1 |
| fma.govt.nz | 1 |
| go.aainsurance.co.nz | 1 |

### Gemini

| Website | Answers with this website recorded |
| --- | --- |
| quashed.co.nz | 2 |
| canstar.co.nz | 1 |
| insurenz.co.nz | 1 |
| moneyhub.co.nz | 1 |

### Google AI Mode

| Website | Answers with this website recorded |
| --- | --- |
| quashed.co.nz | 2 |
| assurant.nz | 1 |
| carmoney.co.nz | 1 |
| insurenz.co.nz | 1 |
| moneyhub.co.nz | 1 |

### AI Overviews

| Website | Answers with this website recorded |
| --- | --- |
| quashed.co.nz | 2 |
| aainsurance.co.nz | 1 |
| assurant.nz | 1 |
| carmoney.co.nz | 1 |
| cheapies.nz | 1 |
| insurenz.co.nz | 1 |
| insurspy.co.nz | 1 |
| moneyhub.co.nz | 1 |
| state.co.nz | 1 |
| tower.co.nz | 1 |

A website counts once per answer, however many times the answer used it. 8 of 8 answers have recorded sources.

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