--- title: "PF127 · Captured AI answers" publisher: "Onsomble Limited" publication: "NZBrands.ai" edition: 3 collected_on: "2026-10-16" html_url: "https://nzbrands.ai/research/nz-election-2026/editions/3/questions/e2d27fac-2034-4dc5-8c19-c164b3d3ba02/" --- # PF127 · Captured AI answers Edition 3 · answers collected 16 October 2026. [Read on NZBrands.ai](https://nzbrands.ai/research/nz-election-2026/editions/3/questions/e2d27fac-2034-4dc5-8c19-c164b3d3ba02/) ## Question For the 2026 New Zealand general election: How do parties' housing plans differ for renters, first-home buyers and existing homeowners? Question ID: e2d27fac-2034-4dc5-8c19-c164b3d3ba02. Report reference: PF127. Issue: Housing. Voter: No voter described. [Source record (JSON)](https://nzbrands.ai/data/nz-election-2026/editions/3/answers/e2d27fac-2034-4dc5-8c19-c164b3d3ba02.json) ## How to read this evidence The answers below are shown as the assistants gave them, not a verified account or NZBrands.ai voting advice. They may contain errors or outdated claims. A recorded source association is not necessarily a link shown to the reader. Captured 16 October 2026. 3 answers were saved for this question. Missing answers have not been filled in. [Study methodology and limitations](https://nzbrands.ai/research/nz-election-2026/editions/3/method.md) ## ChatGPT · asked nationally Answer ID: 4520de33-2c09-4148-99c5-094996c85829. Captured 16 October 2026. **Begin captured answer — shown as given, not verified** # New Zealand election 2026: How the parties differ on housing Policy snapshot: 16 October 2026 · New Zealand-wide New Zealand’s general election is on 7 November 2026. Housing policy divides the main parties on three questions: how much protection renters should receive, how the government should help people buy their first home, and how much tax and regulation should apply to property owners. [The main parties vying to form New Zealand's next government](https://www.reuters.com/world/asia-pacific/main-parties-vying-form-new-zealands-next-government-2026-10-12/)[Policies for Party vote - NZ Election 2026](https://policy.nz/2026/party-vote/policies/housing) The central difference is that National and ACT emphasise making it easier for the private housing market to operate, while Labour and the Greens place greater emphasis on public housing and changing property-tax settings. New Zealand First and the Opportunity Party offer different approaches, including banking reform and land-value taxation. [NZ election 2026: What every party plans for housing, ranked](https://realestate.co.nz/news/property-market-news/market-insights-and-analysis/nz-election-2026-what-every-party-plans-for-housing)[Manifesto 2026](https://www.greens.org.nz/manifesto_2026)[Policies for Party vote - NZ Election 2026](https://policy.nz/2026/party-vote/policies/housing) The comparison below focuses on announced policies and campaign commitments available as of 16 October. It distinguishes specific new promises from policies that are already in place. ## 1. At a glance | Party | Renters | First-home buyers | Existing homeowners | | --- | --- | --- | --- | | National | Market-led approach; landlord-friendly tax settings | Expand access to 5% deposits | No new taxes; proposed loans for home energy upgrades | | Labour | More social housing and changes to housing support | Housing supply and tax reform aimed at investors | 28% capital gains tax on gains from July 2027, excluding the family home | | Greens | Rent increases capped at 2%, stronger tenancy rights | Reverse landlord tax breaks; expand public housing | Higher taxes on wealth and property investment; family-home treatment differs from investment property | | ACT | Reduce taxes and regulatory costs on rental providers | Increase supply by making building easier | Opposes capital gains and wealth taxes; favours lower tax rates | | New Zealand First | Less emphasis on new renter protections in its headline housing proposals | No comparable new deposit commitment identified | Proposes buying back BNZ and merging it with Kiwibank | | The Opportunity Party (TOP) | Citizen's Income intended to help with living costs, including rent | Land-value tax intended to change land prices and incentives | Proposes annual land-value tax, including on owner-occupied homes | Sources: [Policy.nz's 2026 housing comparison](https://policy.nz/2026/party-vote/policies/housing), [National](https://www.national.org.nz/policies/backing-first-home-buyers), [Labour](https://www.labour.org.nz/policy/), [Greens](https://www.greens.org.nz/manifesto_2026), [ACT](https://www.act.org.nz/news/act-to-abolish-another-of-labour-s-renters-taxes), and [the 2026 property-policy overview](https://realestate.co.nz/news/property-market-news/market-insights-and-analysis/nz-election-2026-what-every-party-plans-for-housing). [Policies for Party vote - NZ Election 2026](https://policy.nz/2026/party-vote/policies/housing)[National is backing first home buyers](https://www.national.org.nz/policies/backing-first-home-buyers)[Labour's 2026 Election Policies](https://www.labour.org.nz/policy/)[Manifesto 2026](https://www.greens.org.nz/manifesto_2026)[ACT New Zealand](https://www.act.org.nz/news/act-to-abolish-another-of-labour-s-renters-taxes)[NZ election 2026: What every party plans for housing, ranked](https://realestate.co.nz/news/property-market-news/market-insights-and-analysis/nz-election-2026-what-every-party-plans-for-housing) ## 2. If you rent: what would change? ![303 Roscommon road, Clendon Park, Manukau City, Auckland](https://images.openai.com/static-rsc-4/SmCeuckt88WokafGIfCAVwdG79PJMtg6TS-7aKe9Ff28cRmT1wjWZVL0ixrBjKTGOZ1q8afA4CuT40h35DG1Kd7B5gGcK7-rk7ZlrNVQiZCD5M7jRj6bfxyApQee2QjF2a_rz-VycHoZERFd51EBrQCnbdrASVR6wVtcz1XFfKc?purpose=inline) ## National National's approach is to encourage private rental supply and reduce costs for landlords. It restored interest deductibility for residential investment properties and shortened the bright-line test. It has also supported more social and affordable rentals through targeted funding. Its argument is that a better-functioning housing market can put downward pressure on rents. [NZ election 2026: What every party plans for housing, ranked](https://realestate.co.nz/news/property-market-news/market-insights-and-analysis/nz-election-2026-what-every-party-plans-for-housing)[Flexi Fund opens for social & affordable housing](https://www.national.org.nz/news/20260226-hon-chris-bishop-flexi-fund-for-social-and-affordable-housing) ![Housing shortage means Kāinga Ora is renting thousands of private homes a year, All things property, under OneRoof](https://images.openai.com/static-rsc-4/NoZsEuetM68w6JaBR1kKVr1lUkzhuF4sZBHKQxIa1lKEQ999rH_9TurIUKLsf1hd-y18io9phHe1SVBgCswPQhA3VHvlkIcW2ZdauWVaRAo1cbdXCWIcKtFrv_xwITQ22y5iL-iTSb-P4IkAB7qm6UGUNG_zwFtaYVi1VFWJsX4?purpose=inline) ## Labour Labour has promised at least 6,000 additional social housing places over four years, including $2.9 billion for Kāinga Ora to build state houses. It also proposes a 28% capital gains tax on future gains from investment properties, holiday homes and other covered property, excluding the family home. Its approach relies more on public housing provision and changing investment incentives than on a blanket rent cap. [Release: Labour to get New Zealand building and Kiwis back to work](https://www.labour.org.nz/news/release-labour-to-get-new-zealand-building-and-kiwis-back-to-work/)[NZ election 2026: What every party plans for housing, ranked](https://realestate.co.nz/news/property-market-news/market-insights-and-analysis/nz-election-2026-what-every-party-plans-for-housing) ![Kāinga Ora – Homes and Communities Waterview Court Development Case Study | Dulux](https://images.openai.com/static-rsc-4/dGU-nArPNAM5ov2JTKSAAz-TCiE4jFCzLaJyiKclP9HGLFnkstiOk8A7BUsqGKPHgHjpDUrit3EHSFuzUiyVJONBHTX0Q2lF65kAlZVDw2IGdqUcYE8AtpB92H7NTr64k1R3vqCBqj4wlzv_E4VzCaivk6OXhdjByQvHROsj5B0?purpose=inline) ## Green Party The Greens propose the most explicit new rent protections among these parties: - Cap annual rent increases at 2%. - Restore protection against no-cause evictions. - Introduce an independently enforced Rental Warrant of Fitness. - Build tens of thousands of public homes and reverse landlord tax changes made by National. These proposals aim to improve tenants' security and affordability directly, rather than relying primarily on market supply. [Greens announce plan to end homelessness & fix housing crisis](https://www.greens.org.nz/greens_announce_plan_to_end_homelessness_fix_housing_crisis)[Manifesto 2026](https://www.greens.org.nz/manifesto_2026) !['Build like the boomers': ACT says supply key to housing crisis fix](https://images.openai.com/static-rsc-4/1H8WcF4k7bv4If2-bu2xyuCCncG-0gt_m49cNJi4YjTk5W7xSq-59sVXVPhgjDzUrLsX1gegdHWB7vYK-D8BaatIv74Ruc_Fk1-8s-vosI2J9j9OVBppCRDy7Rm_Xz9Akv7JM06uNLSviBTtdWRWE9RbmpL6-KC93gKuGMHrSTY?purpose=inline) ## ACT ACT argues that taxes on rental providers can increase costs for tenants. Its 14 October announcement proposes abolishing loss ring-fencing for residential rental properties, allowing qualifying rental losses to be offset against other taxable income. It also supports reducing barriers to building more homes. [ACT New Zealand](https://www.act.org.nz/news/act-to-abolish-another-of-labour-s-renters-taxes)[NZ election 2026: What every party plans for housing, ranked](https://realestate.co.nz/news/property-market-news/market-insights-and-analysis/nz-election-2026-what-every-party-plans-for-housing) What this means for renters: the Greens focus on limiting rent rises and improving tenancy security. Labour emphasises increasing the availability of social housing. National and ACT put greater weight on private rental supply and the costs landlords face. Actual rent outcomes would also depend on how these policies affect construction, investment and demand. ## 3. If you're trying to buy your first home ![82 Pine Avenue, Ebdentown, Upper Hutt City - For Sale - realestate.co.nz](https://images.openai.com/static-rsc-4/sOT_37NxiBSFc0eUMXfsuyJFLDDCDyptllkuzpwmXnF5tGsmJe--HA4441lvVihv8rKse59VmKlS_Tb0_Con4ERulqxN9mBKedhKFssiAwKr3935XgOATLG9oetp2PQTjr4ZzHAq1Xl6RaOCLmwaDAAJT3uytSfo8kQIVnfrgLM?purpose=inline) ## National: make a smaller deposit accessible to more people National's specific new promise is to raise the income limit for the government-backed First Home Loan scheme to $300,000, allowing more eligible buyers to purchase with a 5% deposit instead of the usual 20%. This changes access to financing rather than directly reducing house prices. [National is backing first home buyers](https://www.national.org.nz/policies/backing-first-home-buyers)[National is backing first home buyers](https://www.national.org.nz/news/260906-backs-first-home-buyers) ![Thousands of new homes for New Zealanders :: Kāinga Ora – Homes and Communities](https://images.openai.com/static-rsc-4/kcUN8026WHOvJjIz0B8WdRkzQ3IPNmbLmi0Dp3mE7wltfvC3AVgeSFKenIHBOlOu9_6VqFkYkmXbFsbbxcicQ8_jJU7VsshQNBQNvG2NsuYm1kM8XmIcBnE_ix66ie6xxoPnouH2ZaMqlw1FBHxzpYWriysl4E0wfeCIC0ySA5I?purpose=inline) ## Labour: housing supply and investor tax reform Labour's approach includes building more public housing and introducing a capital gains tax on future gains from investment property. The stated direction is to make housing less attractive as a speculative investment and increase the supply of homes. The tax would apply to gains accrued after 1 July 2027, not the entire historical increase in a property's value. [NZ election 2026: What every party plans for housing, ranked](https://realestate.co.nz/news/property-market-news/market-insights-and-analysis/nz-election-2026-what-every-party-plans-for-housing)[Release: Labour to get New Zealand building and Kiwis back to work](https://www.labour.org.nz/news/release-labour-to-get-new-zealand-building-and-kiwis-back-to-work/) ![Progressive Home Ownership Secure Home — Ōtautahi Community Housing Trust](https://images.openai.com/static-rsc-4/b5KfIxX9Fb-8QuK_m2N7wKD5zmKtRG_XQa7qOXAU7zammak_FqrpEWjwdWZRxuKxX6nIH5hiVAfqBw6tmUxob3j0ZhNaCoZJB1ojxWkgNGUbWKLI5Z50Ad84N2mWqmTfNZS8ckjdMERRGDrId0wREuLglHV-i7HuJe8cZa99zTg?purpose=inline) ## Greens: change the balance between homes and investment The Greens want to reverse landlord tax breaks and expand public housing, arguing that investors should not receive tax advantages that make it harder for first-home buyers to compete. This is a broader structural approach rather than a new government-backed 5% deposit promise. [Greens announce plan to end homelessness & fix housing crisis](https://www.greens.org.nz/greens_announce_plan_to_end_homelessness_fix_housing_crisis)[Manifesto 2026](https://www.greens.org.nz/manifesto_2026) ![Bermo Build Group | Auckland Building, Roofing & Concrete](https://images.openai.com/static-rsc-4/nFCMIT_DBGvn8dyOZXvETrOOShiwhnR5bDcpJ3y1tevlp58BKgcsaC9HB_0WVd0gBUwDWVDaTCpEq0MJZXXuAp64e72CF0s0JYAnlPbXFZnUZ74GU86Hp1CjzzLX0Gvv74alTnHx4nZ_DuzYYF4YvFzNw9uC_pLNABe7vuN-qKw?purpose=inline) ## ACT: make construction easier ACT's emphasis is on removing regulatory barriers and giving councils stronger financial incentives to approve housing. Its argument is that increasing supply and competition is the route to better affordability. [NZ election 2026: What every party plans for housing, ranked](https://realestate.co.nz/news/property-market-news/market-insights-and-analysis/nz-election-2026-what-every-party-plans-for-housing)[Consultation launched on illustrative National Policy Direction](https://www.national.org.nz/news/260826-chrisbishop) One important distinction: a lower deposit requirement can help you buy sooner, but it doesn't automatically make the home cheaper. It can also mean a larger mortgage and greater exposure to interest costs. By contrast, supply and tax reforms aim to change the wider market over time, with less certainty about how quickly individual buyers would benefit. ## 4. If you already own a home This is where the parties' differences extend beyond housing construction to property taxes, investment returns and the cost of maintaining a home. | Party | Potential impact on existing homeowners | | --- | --- | | National | Has promised no new taxes and proposed a Home Energy Fund for loans for solar panels, batteries, heat pumps and insulation. Eligibility includes at least 20% equity, and loans would be attached to council rates. [National pledges solar loans for homeowners, planning reforms](https://www.1news.co.nz/2026/06/25/national-pledges-solar-loans-for-homeowners-planning-reforms/)[National is backing first home buyers](https://www.national.org.nz/news/260906-backs-first-home-buyers) | | Labour | Would introduce a 28% capital gains tax on covered gains accruing from 1 July 2027. The family home would be excluded, but second homes and investment properties could be affected. [NZ election 2026: What every party plans for housing, ranked](https://realestate.co.nz/news/property-market-news/market-insights-and-analysis/nz-election-2026-what-every-party-plans-for-housing)[Labour's 2026 Election Policies](https://www.labour.org.nz/policy/) | | Greens | Would reverse landlord interest-deductibility changes and restore the 10-year bright-line test. Its wider wealth-tax and property-tax programme also shifts more of the tax burden towards wealth. The family home and investment properties should be distinguished when assessing the details. [NZ election 2026: What every party plans for housing, ranked](https://realestate.co.nz/news/property-market-news/market-insights-and-analysis/nz-election-2026-what-every-party-plans-for-housing)[Manifesto 2026](https://www.greens.org.nz/manifesto_2026) | | ACT | Opposes capital gains and wealth taxes and favours lower top and trustee tax rates. This approach is intended to reduce tax costs for investors and higher-income households. [NZ election 2026: What every party plans for housing, ranked](https://realestate.co.nz/news/property-market-news/market-insights-and-analysis/nz-election-2026-what-every-party-plans-for-housing)[ACT New Zealand](https://www.act.org.nz/news/act-to-abolish-another-of-labour-s-renters-taxes) | | New Zealand First | Its headline proposal is to buy back BNZ and merge it with Kiwibank. The effect on mortgage competition and rates would depend on how the merger worked in practice. [NZ election 2026: What every party plans for housing, ranked](https://realestate.co.nz/news/property-market-news/market-insights-and-analysis/nz-election-2026-what-every-party-plans-for-housing)[The main parties vying to form New Zealand's next government](https://www.reuters.com/world/asia-pacific/main-parties-vying-form-new-zealands-next-government-2026-10-12/) | | TOP | Proposes a land-value tax of up to 1.75% annually on urban land, alongside a Citizen's Income of $19,400 a year. Unlike Labour's proposed capital gains tax, the land tax would apply to owner-occupied homes as well as investment properties. The income payment is intended to offset some of the overall burden. [NZ election 2026: What every party plans for housing, ranked](https://realestate.co.nz/news/property-market-news/market-insights-and-analysis/nz-election-2026-what-every-party-plans-for-housing)[Policies for Party vote - NZ Election 2026](https://policy.nz/2026/party-vote/policies/housing) | ### A particularly important difference: capital gains tax versus land-value tax These proposals would affect homeowners in different ways. - Capital gains tax: Under Labour's proposal, someone who owns and lives in their family home would generally be exempt. Owners of covered investment properties could pay tax on gains realised after the proposed start date. - Land-value tax: Under TOP's proposal, an owner could owe tax each year based on the value of the land, even without selling the property or making a profit. The proposed Citizen's Income would need to be considered alongside that liability. The practical impact would vary substantially according to the value of the land, whether the property is an investment, how long it has been held and the details of each policy. TOP's proposal is a substantial change to the ongoing costs of ownership, rather than just the tax payable when selling. [NZ election 2026: What every party plans for housing, ranked](https://realestate.co.nz/news/property-market-news/market-insights-and-analysis/nz-election-2026-what-every-party-plans-for-housing)[Policies for Party vote - NZ Election 2026](https://policy.nz/2026/party-vote/policies/housing) ## 5. Where does Te Pāti Māori fit? Te Pāti Māori's published housing commitments focus on: - Building and supporting more public and affordable homes. - Making it easier to build homes on Māori and ancestral land. - Tackling speculation and land banking, including action on vacant properties. Its approach emphasises housing security, affordability and Māori-led solutions. [Policy](https://www.maoriparty.org.nz/policy) Its published policy material should be checked for further detail on particular renter protections, first-home buyer assistance and homeowner taxes rather than assuming it has identical proposals to Labour or the Greens. ## 6. How to compare the policies for your own circumstances The most useful comparison depends on which housing problem matters most to you. For further checking, [Policy.nz's 2026 election guide](https://policy.nz/2026/party-vote/policies/housing) lets you compare parties on housing affordability, renting, housing quality and public housing. You can also read the parties' own policy pages linked above. The key question to keep in mind is whether you want government to reduce your immediate housing costs, protect your security, help you buy a home, or change the underlying housing market. Those objectives overlap, but the parties differ significantly in how they would pursue them. **End captured answer** ## Gemini · asked nationally Answer ID: 5cc52141-1405-4ee2-9747-08a3055cf51b. Captured 16 October 2026. **Begin captured answer — shown as given, not verified** For the 2026 New Zealand general election, political parties have staked out distinct ground on housing, dividing largely along ideological lines regarding taxation, regulation, supply, and tenant protections. The policy approaches for the major political blocs impact **renters, first-home buyers, and existing homeowners/investors** in different ways: --- ### 1. National, ACT, and NZ First (Centre-Right / Right Bloc) *Generally favour private property rights, landlord incentives, market-led supply, and measures to ease purchasing hurdles without adding new broad taxes.* * **For First-Home Buyers:** * **National** has targeted first-home buyers by proposing an expansion to the **5% deposit First Home Loan scheme**, significantly lifting the income caps from $95,000 (single) / $150,000 (couple) up to **$300,000** to help more buyers enter the market. * The bloc broadly relies on aggressive planning and zoning reforms to ramp up housing and land supply to cool long-term price growth. * **For Renters:** * Focuses primarily on maintaining a healthy supply of private rental properties by keeping landlord-friendly settings. * However, they generally favour fewer regulatory restrictions on landlords compared to the left block, which means fewer specialized legal protections or controls for tenants. * **For Existing Homeowners & Investors:** * Highly favourable to property investors. National and ACT have retained or supported measures like interest deductibility for landlords and a shorter bright-line test, keeping holding costs lower for existing property owners. --- ### 2. Labour, The Greens, and Te Pāti Māori (Centre-Left / Left Bloc) *Generally favour heavier intervention in the housing market, wealth/property taxation to curb speculation, strong tenant rights, and massive public/social housing builds.* * **For First-Home Buyers:** * The left bloc argues that reducing tax-incentivized investor demand levels the playing field, making it easier for first-home buyers to compete against landlords for entry-level properties. * **Labour** has also pledged significant state funding for public and social housing (such as committing billions to build thousands of additional state houses via Kāinga Ora). * **For Renters:** * A major focus for Labour, the Greens, and Te Pāti Māori. They champion **stronger tenant protections**, stabilization of rent increases, and a shift away from reliance on private landlords by scaling up public and community housing. * **For Existing Homeowners & Investors:** * This group faces a more challenging regulatory and tax environment. **Labour's flagship property policy is a 28% Capital Gains Tax** on residential investment and commercial properties (excluding the family home) taking effect from mid-2027. * The Greens and Te Pāti Māori push even further, proposing broader wealth or land-value taxes to discourage property speculation and land banking. --- ### Summary Comparison Table | Group | National / ACT / NZ First Focus | Labour / Greens / Te Pāti Māori Focus | | :--- | :--- | :--- | | **Renters** | Relies on private market supply to stabilize rents; fewer strict regulatory controls on landlords. | Advocates for robust tenant rights, rent stabilization, and heavy public housing expansion. | | **First-Home Buyers** | Backed by expanded low-deposit schemes (e.g., National's $300k income cap proposal) and supply deregulation. | Aims to ease market competition by discouraging property speculators and investors via taxes. | | **Homeowners & Investors** | Supportive tax settings (interest deductibility, shorter bright-line test); family home protected. | Introduction of capital gains taxes (Labour's proposed 28% CGT) or land/wealth taxes targeting investment properties. | --- **End captured answer** ## Google AI Mode · asked nationally Answer ID: 6c202fa3-c63d-4f6c-8949-a4fc694b0805. Captured 16 October 2026. **Begin captured answer — shown as given, not verified** Ahead of the November 7, 2026 New Zealand general election, housing remains a major policy battleground. According to policy analyses and announcements from the major political parties, their platforms offer distinct approaches affecting renters, first-home buyers, and existing homeowners or residential property investors. 1\. Renters * * **The Green Party:** According to Real Estate NZ's election analysis, the Greens are campaigning heavily for tenant protections, proposing to cap annual rent increases at 2% per year, abolish no-cause evictions, and implement an independently enforced rental warrant of fitness. * **Labour Party:** Focuses heavily on expanding state and public housing supply. Labour has pledged a multi-billion-dollar commitment ($2.9 billion earmarked for Kāinga Ora within a broader $4 billion package) to fund at least 6,000 additional social housing places over four years, easing waitlist pressures for lower-income renters. * **National and ACT:** National and ACT generally emphasize increasing overall private housing supply through resource management (RMA) reform and deregulation rather than direct market interventions in rental caps. National has maintained the status quo on current tenancy laws while pointing to private market supply as the best mechanism to moderate rent growth. * 2\. First-Home Buyers * * **National Party:** As detailed by Real Estate NZ, National’s primary new housing initiative targets first-home buyers by expanding access to the First Home Loan scheme with a 5% deposit. They propose significantly raising the income caps for eligibility from 95,000 to 300,000 for single applicants and from 150,000 to 300,000 for couples. [Realestate.co.nz] * **Labour and the Greens:** Focus their affordability narratives on broader state-supported construction and demand moderation, arguing that speculative investor tax settings have historically crowded out first-home buyers. * **The Opportunities Party (TOP) & Minor Parties:** Parties like TOP propose structural zoning and tax overhauls (such as land value taxes) intended to lower underlying land and house prices to improve entry affordability for first-time buyers. [Wolfbrook Residential] * 3\. Existing Homeowners and Property Investors * * **National Party:** As noted in property market commentary via Wolfbrook, National has already implemented major adjustments during its current term in government—restoring 100% mortgage interest deductibility for landlords (as of April 2025) and reducing the bright-line test for residential property sales down to 2 years. They are not proposing further major tax rollbacks for existing investors. * **ACT Party:** Pledges further tax relief for residential property investors by enabling negative gearing (allowing residential investment losses to offset other taxable income like salary/wages). However, this proposal has faced pushback from coalition partner National, which cites fiscal constraints. * **Labour Party:** Has ruled out reversing current interest deductibility settings, choosing instead to focus public funds on infrastructure and state builds rather than re-introducing investor tax penalties. * **The Green Party & TOP:** Propose significant structural tax shifts away from the status quo. The Greens campaign on wealth and land-associated taxes, while TOP proposes comprehensive land value taxation targeting the underlying land value of properties, which would structurally alter holding costs for existing homeowners and land bankers compared to current settings. **End captured answer** ## Publication and corrections Published and funded by Onsomble Limited. NZBrands.ai takes no view on any party or policy. [Independence](https://nzbrands.ai/about/independence/) · [Corrections](https://nzbrands.ai/about/corrections/) · [Contact](https://nzbrands.ai/about/contact/)