# Retired homeowner on NZ Super

NZ Election 2026 · Edition 4 · Voter profiles · S12

I'm retired, own my home and rely mainly on NZ Super. Rates, insurance and power bills are rising in importance for my budget, and I need regular healthcare.

[Back to the study](https://nzbrands.ai/research/nz-election-2026/editions/4#situations)

| Measure | Value |
| --- | --- |
| questions written for them | 4 |
| answers collected | 16 |
| AI assistants | 4 |
| asked nationally | NZ |

## 4 questions, each written as this voter would ask it

### PF063: Retirement and aged care

I'm retired, own my home and rely mainly on NZ Super. Rates, insurance and power bills are rising in importance for my budget, and I need regular healthcare. I am considering my vote in the 2026 New Zealand general election. What are the parties' current positions on NZ Super eligibility, payments and the retirement age?

[Read the captured answers](https://nzbrands.ai/research/nz-election-2026/editions/4/questions/de31d72a-81cb-4004-98a2-dad126841500.md)

### PF064: Healthcare

I'm retired, own my home and rely mainly on NZ Super. Rates, insurance and power bills are rising in importance for my budget, and I need regular healthcare. I am considering my vote in the 2026 New Zealand general election. How do parties compare on access to GPs, specialists and healthcare for older people?

[Read the captured answers](https://nzbrands.ai/research/nz-election-2026/editions/4/questions/1822e768-7848-431d-906e-038ca25c0c2c.md)

### PF065: Cost of living

I'm retired, own my home and rely mainly on NZ Super. Rates, insurance and power bills are rising in importance for my budget, and I need regular healthcare. I am considering my vote in the 2026 New Zealand general election. What would party policies do about living costs for a retired homeowner on NZ Super?

[Read the captured answers](https://nzbrands.ai/research/nz-election-2026/editions/4/questions/3351c96b-73f3-4145-a479-d10745067dd8.md)

### PF066: Infrastructure and local services

I'm retired, own my home and rely mainly on NZ Super. Rates, insurance and power bills are rising in importance for my budget, and I need regular healthcare. I am considering my vote in the 2026 New Zealand general election. What could national party policies change about local rates, and what would still be decided by councils?

[Read the captured answers](https://nzbrands.ai/research/nz-election-2026/editions/4/questions/394fce17-6b68-4c1d-8022-e93dae5ac401.md)

## Which parties AI put in front of this voter

Of the 16 answers this voter received, 9 left out at least one of the six parties in Parliament. Te Pāti Māori was named least often, in 7 of 16.

| Party | Answers | Total |
| --- | --- | --- |
| National | 16 | 16 |
| Labour | 13 | 16 |
| Greens | 13 | 16 |
| ACT | 13 | 16 |
| NZ First | 13 | 16 |
| Te Pāti Māori | 7 | 16 |
| Opportunity | 8 | 16 |

## What AI said about each party on this voter's issues

Each row is one of this voter's issues. Each column is a party. The number shows how often the party came up in the answers to this voter. The coloured line under it shows whether what the AI said about the party was positive, neutral or negative.

Toggle assistants on or off to compare them, and click any number to see more detail about the responses.

| Topic | Party | Recommended or named answers | Collected answers | Positive claims | Neutral claims | Negative claims | Mixed claims |
| --- | --- | --- | --- | --- | --- | --- | --- |
| Retirement and aged care | National | 4 | 4 | 0 | 36 | 0 | 0 |
| Retirement and aged care | Labour | 4 | 4 | 1 | 34 | 0 | 0 |
| Retirement and aged care | Greens | 4 | 4 | 1 | 25 | 0 | 0 |
| Retirement and aged care | ACT | 4 | 4 | 1 | 26 | 1 | 1 |
| Retirement and aged care | NZ First | 4 | 4 | 0 | 27 | 0 | 0 |
| Retirement and aged care | Te Pāti Māori | 2 | 4 | 0 | 12 | 0 | 0 |
| Retirement and aged care | Opportunity | 3 | 4 | 0 | 18 | 0 | 0 |

| Topic | Party | Recommended or named answers | Collected answers | Positive claims | Neutral claims | Negative claims | Mixed claims |
| --- | --- | --- | --- | --- | --- | --- | --- |
| Healthcare | National | 4 | 4 | 18 | 16 | 0 | 0 |
| Healthcare | Labour | 4 | 4 | 22 | 11 | 0 | 2 |
| Healthcare | Greens | 4 | 4 | 18 | 7 | 0 | 1 |
| Healthcare | ACT | 4 | 4 | 4 | 17 | 0 | 0 |
| Healthcare | NZ First | 4 | 4 | 10 | 10 | 0 | 0 |
| Healthcare | Te Pāti Māori | 2 | 4 | 1 | 5 | 0 | 0 |
| Healthcare | Opportunity | 2 | 4 | 8 | 4 | 0 | 3 |

| Topic | Party | Recommended or named answers | Collected answers | Positive claims | Neutral claims | Negative claims | Mixed claims |
| --- | --- | --- | --- | --- | --- | --- | --- |
| Cost of living | National | 4 | 4 | 7 | 22 | 0 | 1 |
| Cost of living | Labour | 4 | 4 | 12 | 18 | 0 | 1 |
| Cost of living | Greens | 4 | 4 | 5 | 18 | 0 | 0 |
| Cost of living | ACT | 4 | 4 | 2 | 18 | 1 | 1 |
| Cost of living | NZ First | 4 | 4 | 4 | 18 | 0 | 0 |
| Cost of living | Te Pāti Māori | 3 | 4 | 0 | 13 | 0 | 0 |
| Cost of living | Opportunity | 3 | 4 | 2 | 16 | 0 | 1 |

| Topic | Party | Recommended or named answers | Collected answers | Positive claims | Neutral claims | Negative claims | Mixed claims |
| --- | --- | --- | --- | --- | --- | --- | --- |
| Infrastructure and local services | National | 4 | 4 | 7 | 19 | 2 | 1 |
| Infrastructure and local services | Labour | 1 | 4 | 0 | 1 | 0 | 0 |
| Infrastructure and local services | Greens | 1 | 4 | 0 | 1 | 0 | 0 |
| Infrastructure and local services | ACT | 1 | 4 | 0 | 1 | 0 | 0 |
| Infrastructure and local services | NZ First | 1 | 4 | 0 | 1 | 0 | 0 |
| Infrastructure and local services | Te Pāti Māori | 0 | 4 | 0 | 0 | 0 | 0 |
| Infrastructure and local services | Opportunity | 0 | 4 | 0 | 0 | 0 | 0 |

## How the assistants handled this voter's main question

Adds precise retirement-age and citizenship claims

The refreshed pension answer gives specific National and ACT age-change schedules where the earlier answer was less definite, adds Te Pāti Māori, and introduces an NZ First citizenship restriction claim. It drops the earlier concrete Opportunity rates-deferral discussion, mentioning its income model instead. These additions are consequential for eligibility but are captured policy assertions, not new law or verified personal entitlement. Existing retirees’ settings and prospective changes remain distinct.

Gemini: “| **National** | Retain at 65 (open to long-term cross-party talks) | Maintain current settings while targeting debt reduction | Economic growth, managing local council rates, healthcare delivery |”

[Read the answer](https://nzbrands.ai/research/nz-election-2026/editions/3/questions/de31d72a-81cb-4004-98a2-dad126841500.md) · Answer ID: 658c20c4-2475-400c-99ce-e4cb9ee9ca37

Gemini: “They do, however, propose restricting access to NZ Super to New Zealand citizens starting from 2029.”

[Read the answer](https://nzbrands.ai/research/nz-election-2026/editions/4/questions/de31d72a-81cb-4004-98a2-dad126841500.md) · Answer ID: f510fc8c-6de5-403e-8a6c-5868ad0f8e80

## Where the answers to this voter came from

The websites each assistant drew on when it answered this voter, and what kind of publisher they are. Pick an issue to see the websites for that question.

### ChatGPT

| Website | Answers with this website recorded |
| --- | --- |
| greypowermag.co.nz | 3 |
| labour.org.nz | 3 |
| act.org.nz | 2 |
| beehive.govt.nz | 2 |
| national.org.nz | 2 |
| policy.nz | 2 |
| greens.org.nz | 1 |
| health.govt.nz | 1 |
| localcouncils.govt.nz | 1 |
| mcert.govt.nz | 1 |

### Gemini

| Website | Answers with this website recorded |
| --- | --- |
| lifetimeincome.co.nz | 3 |
| greypowermag.co.nz | 2 |
| nzvotecheck.com | 2 |
| ageconcernsc.org.nz | 1 |
| localmatters.co.nz | 1 |
| national.org.nz | 1 |
| nzmj.org.nz | 1 |
| whichparty.nz | 1 |

### Google AI Mode

| Website | Answers with this website recorded |
| --- | --- |
| rnz.co.nz | 2 |
| become.nz | 1 |
| cogo.co | 1 |
| greypowermag.co.nz | 1 |
| labour.org.nz | 1 |
| lifetimeincome.co.nz | 1 |
| national.org.nz | 1 |
| newstalkzb.co.nz | 1 |
| nzherald.co.nz | 1 |

### AI Overviews

| Website | Answers with this website recorded |
| --- | --- |
| rnz.co.nz | 4 |
| lifetimeincome.co.nz | 3 |
| national.org.nz | 3 |
| 1news.co.nz | 2 |
| greypowermag.co.nz | 2 |
| lifetimeworkplace.co.nz | 2 |
| nzherald.co.nz | 2 |
| youtube.com | 2 |
| ageconcernsc.org.nz | 1 |
| business.scoop.co.nz | 1 |

A website counts once per answer, however many times the answer used it. Counts come from the sources recorded with each answer: 16 of this voter's 16 answers have at least one. Publisher shares count website-and-answer associations; they are separate from answer counts.

[Previous: Small exporter planning investment](https://nzbrands.ai/research/nz-election-2026/editions/4/voters/s11)

[Next: Retiree still renting](https://nzbrands.ai/research/nz-election-2026/editions/4/voters/s13)