# Question 65: I'm retired, own my home and rely mainly on NZ Super. Rates, insurance and power bills are rising in importance for my budget, and I need regular healthcare. I am considering my vote in the 2026 New Zealand general election. What would party policies do about living costs for a retired homeowner on NZ Super? Collected 23 October 2026 [NZ Election 2026 · Edition 5 study](https://nzbrands.ai/research/nz-election-2026/editions/5) ## ChatGPT Answer ID: 826b1c2a-78df-4916-9bd0-f0dd3b06ef24 # New Zealand election 2026: what party policies could mean for your retirement budget For a retired homeowner relying mainly on NZ Super, the important question is not simply which party promises to reduce the cost of living. It is which policies would change your actual household expenses, which would increase your disposable income, and which would improve access to healthcare without adding costs elsewhere. Four areas deserve particular attention: - Council rates: whether you would qualify for a rates rebate, whether councils would face constraints on rate increases, and how parties propose to fund local services. - Home and contents insurance: whether policies address insurance affordability, disaster risk and building costs, rather than just general inflation. - Electricity and other household bills: whether there are targeted discounts or credits, changes to electricity-market rules, or broader tax and income policies that affect your bills. - Healthcare: whether GP visits, prescriptions, specialist appointments and other services would cost you less, and whether you could access them promptly. One important distinction: NZ Super is a national payment, while rates are set locally, insurance prices depend on your property and insurer, and healthcare costs depend partly on your eligibility and where you receive treatment. A party's national policy may therefore help with one expense while leaving another largely unchanged. I'll focus on the national picture, without assuming a particular New Zealand city, and distinguish established policies from proposals that may still change before election day. ## 1. How the main parties' proposals compare The table below draws on the September 2026 survey by Grey Power, which asked parties about older New Zealanders, alongside published party policies. Five parties responded to Grey Power's questionnaire; ACT did not have capacity to respond, and Te Pāti Māori did not respond. These gaps matter: missing answers do not necessarily mean a party opposes a policy. [How parties stand on issues affecting older New Zealanders](https://greypowermag.co.nz/politics/how-parties-stand-on-issues-affecting-older-new-zealanders/)[2026 Election Policy](https://www.national.org.nz/policies)[Labour's 2026 Election Policies](https://www.labour.org.nz/our-policies/) | Party | NZ Super and retirement | Healthcare costs | Rates, energy and housing | | --- | --- | --- | --- | | National | Supports universal, non-means-tested NZ Super; eligibility-age position was not confirmed in the Grey Power survey. | Points to additional medicines, doctors, nurses and elective surgery; full health policy was still to be released according to the survey. | Promises more affordable rates, expanded rates rebates and an energy plan aimed at reducing power costs. [How parties stand on issues affecting older New Zealanders](https://greypowermag.co.nz/politics/how-parties-stand-on-issues-affecting-older-new-zealanders/)[2026 Election Policy](https://www.national.org.nz/policies) | | Labour | Commits to retaining NZ Super eligibility at 65. | Three free GP visits a year and free prescriptions under its proposed Medicard and prescription policy. | Proposes household-energy measures and a $20 weekly public-transport cap in major centres, with a lower cap elsewhere. No specific senior homeowner rates policy was identified in the survey. [Labour's 2026 Election Policies](https://www.labour.org.nz/our-policies/)[How parties stand on issues affecting older New Zealanders](https://greypowermag.co.nz/politics/how-parties-stand-on-issues-affecting-older-new-zealanders/) | | Green Party | Commits to retaining eligibility at 65; open to exploring individual rather than couple payment rates in future. | Proposes moving towards free public primary healthcare, including free dental care and prescriptions. | Proposes expanded home insulation and solar support, more accessible public housing and a not-for-profit retirement-village scheme. [How parties stand on issues affecting older New Zealanders](https://greypowermag.co.nz/politics/how-parties-stand-on-issues-affecting-older-new-zealanders/) | | New Zealand First | Commits to eligibility at 65 and maintaining NZ Super at 66% of the net average wage. | Emphasises better coordination between primary, community and aged care. | Proposes a Seniors Housing Plan and more options for ageing in place. [How parties stand on issues affecting older New Zealanders](https://greypowermag.co.nz/politics/how-parties-stand-on-issues-affecting-older-new-zealanders/) | | The Opportunities Party (TOP) | Commits to eligibility at 65; longer-term retirement-income reform would be part of a broader Citizens' Income model, not changes within the next decade. | Proposes a 10-year cross-party health plan, with more emphasis on primary and preventive care and community services. | Proposes interest-free rates deferral for older homeowners and replacing the Accommodation Supplement with a universal housing payment. [How parties stand on issues affecting older New Zealanders](https://greypowermag.co.nz/politics/how-parties-stand-on-issues-affecting-older-new-zealanders/) | | ACT New Zealand | Did not respond to Grey Power's survey. | Its specific implications for your healthcare costs need to be checked against its current published commitments. | Its impact on rates, power bills and homeowner support needs to be assessed from its current policy detail. [How parties stand on issues affecting older New Zealanders](https://greypowermag.co.nz/politics/how-parties-stand-on-issues-affecting-older-new-zealanders/) | | Te Pāti Māori | Did not respond to Grey Power's survey. | The survey does not establish its current healthcare commitments. | Its current rates, energy and homeowner-support proposals need separate verification. [How parties stand on issues affecting older New Zealanders](https://greypowermag.co.nz/politics/how-parties-stand-on-issues-affecting-older-new-zealanders/) | These are policy differences, not estimates of which party would leave you financially better off. Actual results depend on eligibility rules, implementation dates, funding and the final coalition agreement. ## 2. What each policy area could mean for your budget ### Council rates: immediate relief or simply delaying payment? This is a particularly important distinction for someone who owns a home but has a limited regular income. - National: its published election platform promises to keep rates affordable and refocus councils on core services. Grey Power also identifies expanded rates rebates as part of National's approach. The key question is how much you personally would save, and whether councils would still need to increase rates to cover infrastructure and services. [2026 Election Policy](https://www.national.org.nz/policies)[How parties stand on issues affecting older New Zealanders](https://greypowermag.co.nz/politics/how-parties-stand-on-issues-affecting-older-new-zealanders/) - TOP: proposes interest-free deferral of rates for older homeowners. This could ease pressure on your weekly budget, but deferring rates is not the same as cancelling them: the amount would still need to be repaid under the scheme's eventual rules. [How parties stand on issues affecting older New Zealanders](https://greypowermag.co.nz/politics/how-parties-stand-on-issues-affecting-older-new-zealanders/) What to check: Would the policy reduce your rates bill, expand your eligibility for a rebate, or merely postpone payment? Also check whether there are age, income, property-value or other eligibility conditions. ### Electricity: lower bills, assistance with upgrades or market reform? ![Hybrid Solar System Orewa – AA Solar](https://images.openai.com/static-rsc-4/6Zi06Z4hboaFnZ4mUBDYOKxw-No3ZYTGqvtuAE0qm5wHVRTjRYf9ZVwpMns9MiS1GtvghMNyHyWYoGCCTA7iqYv3JZjlrQBDKmo-1zfcWIPCpq-Zn08akrDyEhXyWwxiGDD82-90vNHfvVUBSDHrqiEqOop2XiCBEmfy13Y8vhg?purpose=inline) Labour Proposes government-backed, low-interest loans for solar panels and batteries, with additional assistance of up to $3,000 for eligible low- and middle-income households. Labour estimates that a typical household could save around $1,000 a year on power bills, but actual savings depend on the home, usage and installation. It also proposes penalties and repayments for electricity overcharging. [Labour's Cost of Living Plan](https://www.labour.org.nz/election-policy-pages/2026-election-policy-summary-pages/cost-of-living-plan/) ![Your power | Electricity Authority](https://images.openai.com/static-rsc-4/kzIb5pRcYd4FpVXsRRUD1J5EFjGvsdUVn1GIA4wkF6xe14WziIY2UDb3Ib-wjOpaoo2UHa51VFHWSAV5983gyxFdzKvTzLvss4g3H48qbOKbQRP0S5JU_GbCzHhxLPH2USjRLVI3ihTUue9Mcv0nqwaPTIHtkXPbxM4D2Y6rpHU?purpose=inline) National Its nine-point energy plan aims to address the factors pushing up power bills and improve energy security. Its Home Energy Fund also focuses on helping households become more energy-independent. Check the eligibility rules and whether the support covers upfront costs for a retired homeowner. [2026 Election Policy](https://www.national.org.nz/policies) ![Technical specification – solar products | EECA](https://images.openai.com/static-rsc-4/ayOU-A7bn8mwqWn5-IcsSC6QXJKkm2vJ05a4fLn6xoX3NiDA4hFnaiiGWRcPLhop3ufcohdKlJVLTlkiNgjPmkFNsinqBNjy7FxmM19Jv3xuO2d9cwCHltmDFy1WUEzeLyZ3NR2kBuKLoLACNFfV3Hq0TSphp3DdIeZC3nNu7lY?purpose=inline) Green Party Proposes a publicly owned electricity company called Kiwipower, zero-interest loans for solar and batteries, and expanded insulation and heating upgrades for eligible households. These policies aim to reduce energy costs and improve home warmth, but the benefits would depend on implementation and your eligibility. [Green Party launches plan to cut power bills and take power back from the big energy companies](https://www.greens.org.nz/green_party_launches_plan_to_cut_power_bills_and_take_power_back_from_the_big_energy_companies) ![Solar Panels for Homes NZ | Residential Solar Systems | Get a Free Quote](https://images.openai.com/static-rsc-4/UKz3qEsPfSCqJc5hH-rH9fWWooYto0gWzWJ1bVd9_rrwor8dAuzN0CprMr6UsUxbq9otOJEa7Vy0j-_GO-TscEf7hHflF1n9ifT0hLtkjxeOWb8XlONDt5XSVo4AzX0EhvNIRuF1sGls40zqNhsPNldclJPmZkR_CGYPJfjw9Sc?purpose=inline) ACT Proposes reforms to make it easier for households to sell surplus solar electricity, connect new generation and encourage more investment in electricity supply. This is a market-competition approach rather than a guaranteed discount on your existing bill. [ACT New Zealand](https://www.act.org.nz/abundant-and-affordable-electricity) For a homeowner living on NZ Super, compare the net saving after any loan repayments or installation costs, not just the advertised annual reduction in electricity bills. ### Insurance: what happens to your premiums? Home insurance deserves special attention because a policy that helps with energy or healthcare may do little to change your insurance renewal. The party proposals reviewed above do not establish a specific, quantified reduction in ordinary home-insurance premiums for retired homeowners. Labour's proposed Fair Go legislation includes measures against hidden fees and certain unfair commercial practices, but that should not be confused with a promise to reduce the price of home insurance. [Labour's 2026 Election Policies](https://www.labour.org.nz/our-policies/)[Labour's Cost of Living Plan](https://www.labour.org.nz/election-policy-pages/2026-election-policy-summary-pages/cost-of-living-plan/) When assessing party commitments, look for concrete measures relating to: - Insurance affordability and competition between insurers. - Natural-disaster risk, mitigation and the costs of rebuilding. - Council infrastructure and flood protection, which can affect insurance availability and premiums. Treat any claim that a party will make your premium cheaper as unproven unless it identifies a mechanism likely to affect your property and the expected cost. ### Healthcare: the clearest direct difference If you regularly see a GP or pay prescription charges, the proposals are more directly relevant to your household finances. | Proposal | Potential effect on your budget | | --- | --- | | Labour's three free GP visits per year | Could save you the cost of up to three eligible GP visits annually. | | Labour's removal of the $5 prescription charge | Could save $5 per chargeable prescription item, from the proposed start date. | | Greens' move towards free primary healthcare | Could reduce a wider range of primary-care costs, including prescriptions and dental care, if implemented as proposed. | | National's health approach | Focuses on access, additional medicines, staffing and treatment capacity; the survey did not establish a comparable general free-GP entitlement. | | TOP's long-term health plan | Emphasises stable funding, preventive care and community services; the survey did not establish a specific dollar saving on GP fees. | | New Zealand First's aged-care focus | Better coordination of services could help with access, but a specific reduction in your personal medical bills was not quantified. | Sources: [Affordable Healthcare](https://www.labour.org.nz/election-policy-pages/2026-election-policy-summary-pages/affordable-healthcare/)[How parties stand on issues affecting older New Zealanders](https://greypowermag.co.nz/politics/how-parties-stand-on-issues-affecting-older-new-zealanders/) Labour's published plan says its prescription-fee change would begin on 1 July 2027, while the free-GP-visit programme is proposed to roll out alongside its Medicard. Confirm the final commencement date before budgeting for any saving. [Affordable Healthcare](https://www.labour.org.nz/election-policy-pages/2026-election-policy-summary-pages/affordable-healthcare/)[Labour's Cost of Living Plan](https://www.labour.org.nz/election-policy-pages/2026-election-policy-summary-pages/cost-of-living-plan/) ## 3. Don't overlook the support you may already qualify for Whichever party you vote for, it is worth checking existing assistance separately from election promises. - Rates Rebate Scheme: check whether your household income, rates bill and other eligibility conditions qualify you for a rebate. - Winter Energy Payment: check your eligibility and the current payment rules through Work and Income. - Community Services Card: check whether you qualify for lower costs on eligible health services. - Disability Allowance: if you have ongoing, qualifying health-related costs, check whether you are eligible for assistance. - Power-company hardship support: ask your provider about its payment plans, energy-efficiency assistance and any eligible discounts. These schemes have separate rules, and home ownership or receiving NZ Super alone does not automatically establish eligibility for every payment. ## 4. A practical way to compare the parties Rather than trying to calculate a single headline cost-of-living figure, compare each party against your actual annual spending. For example, a policy that saves you $250 on healthcare but leaves rates and insurance unchanged has a different effect from one that lets you defer a large rates bill but does not reduce it. ## Your annual cost-of-living snapshot Enter your approximate costs to identify which policy details are most relevant. These are not estimates of party-specific savings. ## 5. Where to verify the final commitments The election is scheduled for Saturday 7 November 2026, with voting beginning on 26 October. You can use these sources to check late announcements before voting. [2026 General Election](https://vote.nz/2026-general-election/about/overview) - [National — 2026 election policies](https://www.national.org.nz/policies?utm_source=chatgpt.com) - [Labour — 2026 election policies](https://www.labour.org.nz/our-policies/?utm_source=chatgpt.com) - [Green Party — official website](https://www.greens.org.nz/?utm_source=chatgpt.com) - [ACT — official website](https://www.act.org.nz/?utm_source=chatgpt.com) - [New Zealand First — official website](https://www.nzfirst.nz/?utm_source=chatgpt.com) - [The Opportunities Party — official website](https://www.opportunity.org.nz/?utm_source=chatgpt.com) - [Te Pāti Māori — official website](https://www.maoriparty.org.nz/?utm_source=chatgpt.com) - [Grey Power's comparison of policies for older New Zealanders](https://greypowermag.co.nz/politics/how-parties-stand-on-issues-affecting-older-new-zealanders/?utm_source=chatgpt.com) - [Electoral Commission — 2026 election information](https://vote.nz/2026-general-election/about/overview?utm_source=chatgpt.com) The central question for your circumstances is: which proposals would lower your recurring outgoings, rather than simply improve the economy or defer bills? Put rates, insurance, electricity and regular medical expenses side by side, then check each party's specific mechanism, eligibility rules and delivery date. That will give you a clearer, evidence-based comparison without relying on campaign slogans. ## Gemini Answer ID: d52a1c2e-ae7b-4fa3-8416-b1b29b954a68 For a retired homeowner relying primarily on NZ Super, navigating the 2026 political landscape involves weighing starkly different party approaches to fixed incomes, soaring local authority rates, household energy bills, insurance pressures, and healthcare accessibility. The major parties approach these cost-of-living and fixed-income pressures through distinct policy frameworks: --- ### 1. Protecting and Adjusting NZ Superannuation * **National, Labour, NZ First, and the Green Party:** All major parties maintain that the baseline eligibility age for NZ Super should remain at **65**. * **New Zealand First:** Strongly advocates for protecting retirees' purchasing power, explicitly committing to maintaining NZ Super at the statutory rate of **66% of the net average wage**. * **ACT:** Proposes gradually lifting the Super eligibility age to **67 by 2035** (with exemptions for physically demanding work), arguing it is necessary for long-term fiscal sustainability, though they face pushback from parties prioritizing immediate fixed-income security. * **The Opportunities Party (TOP):** Proposes a structural overhaul via a universal Citizen’s Income scheme that would incorporate superannuitants into a broader tax-and-income model with specific pensioner top-ups. ### 2. Local Council Rates and Homeownership Costs Rates are a growing burden for fixed-income homeowners whose property values may have risen faster than cash flow. * **TOP:** Proposes introducing an interest-free **rates deferral scheme** specifically targeted at older homeowners, allowing you to defer rates payments against the equity of your home. They also pair this with a broader land-value tax structure. * **New Zealand First & Grey Power Advocacy:** Grey Power has heavily lobbied parties regarding the crushing weight of local body rates on fixed incomes. NZ First and other minor parties emphasize alleviating cost-of-living pressures directly through tax relief (such as company/small business adjustments or targeted measures) rather than localized property-value taxes, which they argue penalize asset-rich, cash-poor retirees. * **National and ACT:** Focus heavily on reigning in local government spending and compliance costs to indirectly curb escalating council rates, while opposing new broad-based property or wealth taxes (such as capital gains or land taxes proposed by Labour, the Greens, or TOP) that could impact homeowners. ### 3. Power Bills and Energy Infrastructure Energy costs are a major fixed-line item for retirees heating their homes. Parties propose very different structural fixes to bring power prices down: * **National (`Electrify NZ 2.0`) & ACT:** Focus on deregulation, speeding up consenting, and increasing electricity generation and market competition to drive down wholesale and retail power prices. * **Labour:** Proposes targeted residential solar and energy efficiency initiatives (such as *SolarSaver* frameworks) to help households lower baseline power consumption. * **New Zealand First:** Proposes structural market interventions, including breaking up major power "gentailers" (generation and retail companies) to foster aggressive price competition for households. * **TOP & Greens:** Propose major grid enhancements, lower-interest financing or loans for home electrification, and stricter regulatory oversight of energy companies to cap consumer costs. ### 4. Healthcare and Pharmacy Access Given that healthcare access and wait times are a primary concern for those aged 65+, parties have carved out distinct health investments: * **Labour:** Campaigns heavily on primary care affordability, introducing a **"Medicard"** to provide free GP visits, alongside free prescriptions and expanded roles for community pharmacies. * **National:** Focuses on reducing hospital waiting lists, expanding cancer screening programmes, and injecting significant funding into Pharmac’s medicines budget to subsidize more modern treatments. * **ACT & TOP:** Support structural expansions in primary care, with ACT pushing for increased medicine funding to match international benchmarks and expanded regional treatment centres. * **NZ First & Te Pāti Māori:** Emphasize a strong shift toward preventative health, regional health service availability, and better integration between primary, community, and aged-care sectors. --- ## Google AI Mode Answer ID: 2db0d010-3f88-451c-b0a1-10dd658ea5e3 For a retired homeowner living on NZ Super with fixed homeownership costs (rates, insurance, power) and regular healthcare needs, the major political parties approaching the 2026 general election offer distinct approaches to managing the cost of living and fixed expenses. An overview of how different party platforms address your specific situation highlights several key areas: 1\. Income and NZ Superannuation Settings * **National (Incumbent/Coalition approach):** Emphasizes maintaining current NZ Super settings (maintaining the traditional indexing to the average wage) and protecting existing support structures like the Winter Energy Payment to assist with power bills. They also highlight prior adjustments and support for SuperGold cardholder rates rebates. * **New Zealand First:** Strongly opposes any increases to the age of entitlement for NZ Super and focuses on protecting the baseline of superannuitants, though they propose restricting future eligibility criteria to New Zealand citizens (from 2029). * **ACT:** Proposes gradually raising the retirement age to 67 over the coming decade (though typically proposing this phased shift for younger cohorts or future implementation) while keeping the current structure of superannuation adjustments. [Lifetime Retirement Income] * **Labour, Greens, and Te Pāti Māori:** Generally oppose raising the age of superannuation and focus broader cost-of-living relief through targeted income support, increases to public health funding, and changes to the tax system (such as wealth or capital gains taxes that aim to shift tax burdens away from fixed-income earners, though exempting the family home). 2\. Household Fixed Costs (Power, Rates, and Insurance) * **Power Bills:** * Centre-right parties (National, ACT) lean heavily into market-based settings and general economic management to curb inflation affecting energy prices, alongside retaining specific targeted assistance like the Winter Energy Payment. * Left-of-centre parties (Labour, Green Party) more frequently propose direct market interventions, renewable energy transitions, or dedicated financial relief packages to tackle escalating household electricity costs. [YouTube·RNZ] * **Rates and Local Government Costs:** * Local council rates are primarily driven by local authority decisions, but central government policy impacts them via mandated water/infrastructure reforms and local funding tools. The incumbent National-led government has emphasized streamlining regulations (such as rules around granny flats and housing supply to ease accommodation pressures), while various parties propose different funding models or subsidies to assist local councils with infrastructure, indirectly bearing on rate spikes. [YouTube·RNZ] * **Insurance:** * Escalating home and contents insurance (driven largely by climate risk and natural disaster reinsurance costs) is a growing pressure point across New Zealand. Most parties address this broadly through climate adaptation and disaster resilience frameworks rather than direct insurance price caps, which economists generally warn against as market-distorting. 3\. Healthcare Access * **Public System Funding:** Healthcare is a top voter priority. National and the ACT-led coalition focus on operational delivery, reducing waitlists, and funding frontline health services through structured fiscal management. * **Alternative Approaches:** Labour and the Green Party propose larger injections of direct public funding into Te Whatu Ora (Health New Zealand), workforce retention, and expanding free or low-cost access to primary care and prescriptions to alleviate out-of-pocket medical expenses for seniors. You can explore and compare individual electorate and party-vote stances side-by-side using the interactive Policy.nz 2026 Guide or track specific announcements via RNZ Politics. ## AI Overviews Answer ID: 43076a79-a565-42d0-a36b-ae0309192dc2 The major political parties contesting the **2026 New Zealand general election** have outlined distinct approaches to managing the cost of living. These policies address the fixed income of **NZ Superannuation** alongside rising household bills like local council rates, insurance, power, and healthcare. Here is how the policies of the main political parties affect your specific budget as a retired homeowner. * * * 🏛️ NZ Super & The Age of Eligibility Because you are already retired, current proposals to change the eligibility age will not affect your current payments. However, the parties differ on how they plan to safeguard your income relative to inflation: * **National** has expanded its policy to lift superannuation payments, citing an increase of up to $180 a fortnight for couples. They support a universal pension with no means-testing. While they have previously supported raising the future retirement age to 67 by 2044, they are pursuing cross-party discussions rather than immediate unilateral changes. * **Labour** commits to keeping the eligibility age at **65** and adjusts NZ Super annually against average wages to ensure it remains a reliable baseline. * **New Zealand First** stands firmly on keeping the retirement age at **65** and maintaining NZ Super at **66% of the net average wage**. However, they are proposing to restrict eligibility exclusively to New Zealand citizens starting in 2029. * **The Greens** support protecting the universal pension at age 65. They have signaled openness to restructuring payment rates so that individuals are evaluated independently rather than at a reduced couple's rate. * **ACT** proposes a distinct strategy to index and gradually lift the entitlement age from 65 to 67 over eight years starting in 2035 to curb long-term government debt. * * * 🏡 Rates, Insurance, and Power Bills For a homeowner on a fixed income, escalating fixed operational property costs are a critical pain point. Parties approach these infrastructure and utility costs from different regulatory angles: * **Rates Rebates:** **National** highlighted a specific change to help retirees with rising local council rates, ensuring that every SuperGold card holder living on NZ Super whose rates exceed $2,000 can access the **full rates rebate**. * **Power Bills & Energy:** **National** and **Labour** both support retaining the **Winter Energy Payment** to offset colder-month electricity spikes. **Labour** has also promoted a "SolarSaver" scheme to help lower household energy reliance via subsidised solar systems. Meanwhile, **New Zealand First** takes a structural approach, proposing to break up major electricity generator-retailers to artificially drive down retail power prices. * **Insurance Fees:** **National** has targeted hidden or unreasonable commercial add-on and cancellation fees charged by insurers and service providers to ensure retirees aren't caught out by unexpected costs. * * * 🩺 Healthcare Access and Costs Managing health costs is a top priority for superannuitants. The parties offer vastly different models for making regular medical care accessible: Party| Core Healthcare Policy for Seniors ---|--- **Labour**| **Medicard Scheme:** Offers three entirely free GP doctor visits per year for every New Zealander, alongside a complete continuation of free prescriptions. **National**| **Targeted Funding:** Rejects broader universal free care in favor of expanding specific funding for cancer treatments, modernising specialist medicines, and accelerating wait times for early care. **Greens**| **System Expansion:** Advocates for broad public dental and mental health coverage funded via wealth taxes, while prioritizing highly equitable regional healthcare access. * * * If you want to dig deeper into a specific area, I can look into **how each party plans to address insurance premiums** or provide more details on **local council funding reform**. Which of these would help you most with your decision?