# Retired homeowner on NZ Super

NZ Election 2026 · Edition 6 · Voter situations · S12

I'm retired, own my home and rely mainly on NZ Super. Rates, insurance and power bills are rising in importance for my budget, and I need regular healthcare.

[Back to the study](https://nzbrands.ai/research/nz-election-2026/editions/6#situations)

| Measure | Value |
| --- | --- |
| questions written for them | 4 |
| answers collected | 16 |
| AI assistants | 4 |
| asked nationally | NZ |

## What this voter asked

### Question 63: Retirement and aged care

I'm retired, own my home and rely mainly on NZ Super. Rates, insurance and power bills are rising in importance for my budget, and I need regular healthcare. I am considering my vote in the 2026 New Zealand general election. What are the parties' current positions on NZ Super eligibility, payments and the retirement age?

[Read the captured answers](https://nzbrands.ai/research/nz-election-2026/editions/6/questions/de31d72a-81cb-4004-98a2-dad126841500.md)

### Question 64: Healthcare

I'm retired, own my home and rely mainly on NZ Super. Rates, insurance and power bills are rising in importance for my budget, and I need regular healthcare. I am considering my vote in the 2026 New Zealand general election. How do parties compare on access to GPs, specialists and healthcare for older people?

[Read the captured answers](https://nzbrands.ai/research/nz-election-2026/editions/6/questions/1822e768-7848-431d-906e-038ca25c0c2c.md)

### Question 65: Cost of living

I'm retired, own my home and rely mainly on NZ Super. Rates, insurance and power bills are rising in importance for my budget, and I need regular healthcare. I am considering my vote in the 2026 New Zealand general election. What would party policies do about living costs for a retired homeowner on NZ Super?

[Read the captured answers](https://nzbrands.ai/research/nz-election-2026/editions/6/questions/3351c96b-73f3-4145-a479-d10745067dd8.md)

### Question 66: Infrastructure and local services

I'm retired, own my home and rely mainly on NZ Super. Rates, insurance and power bills are rising in importance for my budget, and I need regular healthcare. I am considering my vote in the 2026 New Zealand general election. What could national party policies change about local rates, and what would still be decided by councils?

[Read the captured answers](https://nzbrands.ai/research/nz-election-2026/editions/6/questions/394fce17-6b68-4c1d-8022-e93dae5ac401.md)

## Which parties appeared in the answers

The figures count names in the 16 answers recorded for this situation. Naming a party does not mean recommending it.

| Party | Answers | Total |
| --- | --- | --- |
| National | 16 | 16 |
| Labour | 14 | 16 |
| Greens | 13 | 16 |
| ACT | 11 | 16 |
| NZ First | 13 | 16 |
| Te Pāti Māori | 5 | 16 |
| TOP | 8 | 16 |

## Party names across this voter’s topics

Each row is one of this voter's topics. Each column is a party. The figure shows how often the party was named in the answers.

This table shows the answers recorded on 26 October. The coloured bars summarise how statements about each party were assessed; select a figure to read the extracts.

| Topic | Party | Answers naming the party | Collected answers | Positive claims | Neutral claims | Negative claims | Mixed claims |
| --- | --- | --- | --- | --- | --- | --- | --- |
| Retirement and aged care | National | 4 | 4 | 5 | 19 | 0 | 0 |
| Retirement and aged care | Labour | 4 | 4 | 5 | 20 | 0 | 0 |
| Retirement and aged care | Greens | 4 | 4 | 1 | 10 | 0 | 0 |
| Retirement and aged care | ACT | 3 | 4 | 3 | 10 | 0 | 0 |
| Retirement and aged care | NZ First | 4 | 4 | 5 | 15 | 0 | 0 |
| Retirement and aged care | Te Pāti Māori | 2 | 4 | 0 | 3 | 0 | 0 |
| Retirement and aged care | TOP | 2 | 4 | 0 | 6 | 0 | 0 |

| Topic | Party | Answers naming the party | Collected answers | Positive claims | Neutral claims | Negative claims | Mixed claims |
| --- | --- | --- | --- | --- | --- | --- | --- |
| Healthcare | National | 4 | 4 | 14 | 9 | 1 | 0 |
| Healthcare | Labour | 4 | 4 | 15 | 11 | 3 | 1 |
| Healthcare | Greens | 4 | 4 | 15 | 10 | 0 | 0 |
| Healthcare | ACT | 4 | 4 | 4 | 11 | 1 | 0 |
| Healthcare | NZ First | 4 | 4 | 10 | 7 | 0 | 0 |
| Healthcare | Te Pāti Māori | 1 | 4 | 0 | 1 | 0 | 0 |
| Healthcare | TOP | 3 | 4 | 1 | 5 | 0 | 0 |

| Topic | Party | Answers naming the party | Collected answers | Positive claims | Neutral claims | Negative claims | Mixed claims |
| --- | --- | --- | --- | --- | --- | --- | --- |
| Cost of living | National | 4 | 4 | 11 | 24 | 0 | 2 |
| Cost of living | Labour | 4 | 4 | 17 | 19 | 0 | 2 |
| Cost of living | Greens | 4 | 4 | 5 | 17 | 0 | 3 |
| Cost of living | ACT | 4 | 4 | 7 | 14 | 0 | 1 |
| Cost of living | NZ First | 4 | 4 | 8 | 18 | 0 | 1 |
| Cost of living | Te Pāti Māori | 2 | 4 | 1 | 6 | 0 | 0 |
| Cost of living | TOP | 3 | 4 | 7 | 19 | 0 | 0 |

| Topic | Party | Answers naming the party | Collected answers | Positive claims | Neutral claims | Negative claims | Mixed claims |
| --- | --- | --- | --- | --- | --- | --- | --- |
| Infrastructure and local services | National | 4 | 4 | 10 | 33 | 0 | 0 |
| Infrastructure and local services | Labour | 2 | 4 | 1 | 9 | 0 | 1 |
| Infrastructure and local services | Greens | 1 | 4 | 1 | 10 | 0 | 0 |
| Infrastructure and local services | ACT | 0 | 4 | 0 | 0 | 0 | 0 |
| Infrastructure and local services | NZ First | 1 | 4 | 1 | 10 | 0 | 0 |
| Infrastructure and local services | Te Pāti Māori | 0 | 4 | 0 | 0 | 0 | 0 |
| Infrastructure and local services | TOP | 0 | 4 | 0 | 0 | 0 | 0 |

## How the main answer changed

The retired-homeowner answer omitted ACT’s separate pension-age schedule and The Opportunity Party’s rates-deferral discussion, while bringing back Te Pāti Māori. It also said everyone turning 65 needed 20 years of New Zealand residence.

That blanket residence statement was incorrect in our selected check: the requirement rises according to date of birth. The check does not grade the separate party proposals about pension age.

Gemini: “* **Rates and Housing:** With local council rates rising steeply for homeowners, policies around fixed-income relief or housing/rates deferrals (notably proposed by minor parties like TOP) are emerging points of discussion for asset-rich, cash-flow-conscious retirees.”

[Read the answer](https://nzbrands.ai/research/nz-election-2026/editions/5/questions/de31d72a-81cb-4004-98a2-dad126841500.md) · Answer ID: 7b2ac244-a719-474b-99d4-a1ad0c3dd8e8

Gemini: “*(Note: Regardless of political debate, the transition rules introduced previously continue to apply regarding residency: anyone turning 65 faces a residency requirement of living in NZ for 20 years since age 20, up from the historical 10 years.)*”

[Read the answer](https://nzbrands.ai/research/nz-election-2026/editions/6/questions/de31d72a-81cb-4004-98a2-dad126841500.md) · Answer ID: fc73b4a0-4523-4c1f-9d3b-5a8a4f106f7a

## The sources behind these answers

The websites recorded with each assistant’s answers for this voter. Choose a topic to see its sources.

### ChatGPT

| Website | Answers with this website recorded |
| --- | --- |
| labour.org.nz | 4 |
| greypowermag.co.nz | 3 |
| national.org.nz | 3 |
| apex.org.nz | 2 |
| beehive.govt.nz | 2 |
| localmatters.co.nz | 2 |
| undecided.nz | 2 |
| act.org.nz | 1 |
| govt.nz | 1 |
| health.govt.nz | 1 |

### Gemini

| Website | Answers with this website recorded |
| --- | --- |
| greypowermag.co.nz | 2 |
| whichparty.nz | 2 |
| auckland.ac.nz | 1 |
| buildara.nz | 1 |
| interest.co.nz | 1 |
| lawnews.nz | 1 |
| lifetimeincome.co.nz | 1 |
| national.org.nz | 1 |
| nzfirst.nz | 1 |
| nzmj.org.nz | 1 |

### Google AI Mode

| Website | Answers with this website recorded |
| --- | --- |
| rnz.co.nz | 2 |
| apex.org.nz | 1 |
| greypower.co.nz | 1 |
| greypowermag.co.nz | 1 |
| labour.org.nz | 1 |
| lgnz.co.nz | 1 |
| lifetimeincome.co.nz | 1 |
| national.org.nz | 1 |
| nzherald.co.nz | 1 |
| nzmj.org.nz | 1 |

### AI Overviews

| Website | Answers with this website recorded |
| --- | --- |
| national.org.nz | 4 |
| rnz.co.nz | 4 |
| labour.org.nz | 3 |
| act.org.nz | 2 |
| ageconcernsc.org.nz | 2 |
| facebook.com | 2 |
| govt.nz | 2 |
| lifetimeincome.co.nz | 2 |
| policy.nz | 2 |
| youtube.com | 2 |

Sources count once per answer. Citations were recorded in 16 of this voter’s 16 answers. Visible links are counted separately. Other includes websites we have not yet classified.

[Previous: Small exporter planning investment](https://nzbrands.ai/research/nz-election-2026/editions/6/voters/s11)

[Next: Retiree still renting](https://nzbrands.ai/research/nz-election-2026/editions/6/voters/s13)