# Question 65: I'm retired, own my home and rely mainly on NZ Super. Rates, insurance and power bills are rising in importance for my budget, and I need regular healthcare. I am considering my vote in the 2026 New Zealand general election. What would party policies do about living costs for a retired homeowner on NZ Super?

Collected 31 October 2026

[NZ Election 2026 · Edition 7 study](https://nzbrands.ai/research/nz-election-2026/editions/7)

## ChatGPT

Answer ID: a9790cbd-d80e-4c1e-92fa-95c81ae2a336

# 2026 New Zealand election: what the parties' policies could mean for your retirement budget

Policy position checked: 31 October 2026 · General election: 7 November 2026

For a retired homeowner relying mainly on NZ Super, I would separate the election policies into five practical questions:

1. Will your regular retirement income be protected?
2. Could your council rates become more manageable?
3. Is there any help with electricity bills?
4. Could your home or savings face additional taxes?
5. Will you be able to afford regular GP visits, prescriptions and other healthcare?

There are meaningful differences between the parties. The biggest point is that a policy that reduces general household costs does not necessarily put more money into a retired homeowner's pocket.

## 1. NZ Super: will your retirement income be protected?

This is particularly important because you have limited opportunity to increase your income through employment.

| Party | Position on NZ Super |
| --- | --- |
| National | Retains universal, non-means-tested Super. Its longer-term plan is to gradually increase eligibility to 67 from 2044. |
| Labour | Retain eligibility at 65 and universal entitlement. |
| Greens | Retain universal Super and eligibility at 65. Wants Super to provide enough for everyday costs. |
| NZ First | Retain eligibility at 65, universal entitlement and the existing payment relationship with average wages. |
| ACT | Gradually increase eligibility to 67 by 2035, with compassionate early access for some physically demanding careers. |
| TOP | Replace the traditional Super structure with a Citizen's Income and additional support for superannuitants. |
| Te Pāti Māori | Has advocated earlier access for Māori, although its current formal policy position is less fully specified. |

Sources: Grey Power's September 2026 party survey and the parties' published policies. [How parties stand on issues affecting older New Zealanders](https://greypowermag.co.nz/politics/how-parties-stand-on-issues-affecting-older-new-zealanders/)[Where the parties stand on New Zealand Super](https://www.localmatters.co.nz/general_elections_2026/where-the-parties-stand-on-new-zealand-super/)[ACT New Zealand](https://www.act.org.nz/fiscalplan)

What this means for you: If you are already receiving NZ Super, the age increases proposed by National and ACT would not normally affect your eligibility.

The more important question is whether your payment maintains its purchasing power as rates, food, insurance and healthcare costs rise.

NZ First has specifically committed to keeping Super at 66% of the net average wage for a couple. [How parties stand on issues affecting older New Zealanders](https://greypowermag.co.nz/politics/how-parties-stand-on-issues-affecting-older-new-zealanders/)[Winston Peters - “Seniors Sole Defender”](https://www.nzfirst.nz/winston_peters_seniors_sole_defender)

## 2. Council rates: an important difference between the parties

Directly relevant to homeowners

![Residential Tender: 66 Wai-Iti Crescent, Woburn, Lower Hutt | Bayleys](https://images.openai.com/static-rsc-4/QrXQM8YKo3GLk6HnTeq49ctmka7p8i-KfZa1nD6SZV_lD-chiVPUQBi0adl2mqj17lcVi4bjmkZE10I7uUBQdeH5_n16VdL8jxBoXsDdRhrZDFchbgiOn4p8nA_7PPUM8CwxpX07yXwlJUQj2UFUAbuqJ1B-UEh5OkDpsgCE46A?purpose=inline)

National

Proposes annual council rates increases within a target range of 2–4%, with legislation to be implemented in 2029. There would be exemptions for exceptional circumstances, including natural disasters.

[Keeping rates affordable](https://www.national.org.nz/policies/rates-capping)

![Pisos, Casas y Habitaciones alquiler en Auckland Nueva Zelandia](https://images.openai.com/static-rsc-4/syfv8i-Is5EYjTLpbJkjnk5yltgtuL9rp2Na0PQQRuIAUP3GW0ztcINzARtbiBemLg_eqGXC9m1WsQG-3SvVg3AzjaUI_MSSfZmYX-CKEDcwGq7GWd4ndAn2qN0muCLTL7FPry8AA9TjaiwlFTmwPJNPtzdXnOpdyrhbQpL93sY?purpose=inline)

TOP (The Opportunities Party)

Proposes interest-free deferral of rates for older homeowners. This could help people who are asset-rich but have limited retirement income.

[How parties stand on issues affecting older New Zealanders](https://greypowermag.co.nz/politics/how-parties-stand-on-issues-affecting-older-new-zealanders/)

Greens, Labour and NZ First: Their Grey Power responses identify housing and cost-of-living support, but do not provide an equivalent specific national rates cap or interest-free rates deferral in the material reviewed. [How parties stand on issues affecting older New Zealanders](https://greypowermag.co.nz/politics/how-parties-stand-on-issues-affecting-older-new-zealanders/)

Practical difference:

- A rates cap could slow the growth of your annual bill.
- A rates deferral could postpone payment and ease pressure on your weekly budget.
- A deferral is not a rates reduction: the amount still needs to be paid eventually.

Also, council rates are ultimately set by local councils. A national government can change the rules, but cannot simply eliminate all local infrastructure costs.

## 3. Electricity: who proposes reducing your power bills?

![Case Study: Pukekohe Home Goes Solar](https://images.openai.com/static-rsc-4/i2eamyYmctE_U_lzs4DNVJBKrPUuSue0XyDpqoSsmn8nsWCREaLrNRsK-FZmCPbLhAqTam1dJ3U_wg7z1A5uCOgFuO-4ohI4rAZHjdgSVarQAOaA-yXIglcwD3YwOxXjs3YptaaBVi7_h4YwuezwAEb3vfU6sgArWFFWgyp7aF8?purpose=inline)

![Cuántos kWh consume una casa al mes | Acis Energía](https://images.openai.com/static-rsc-4/EI13uRjIWly4GLJrhCMBzlChSoLORqbF42xFSy34HFdu_aplguFiU73O7iVc23Pe6ZE87v7kYRuC4hiCjtnaQMh1IP1soooXef4ns4BB2z0CBh2UYnPbTATmFmIVQf8GK7QVpFr_Mo99zSPaeseILU0i2QzagmnnLGK1zreTvUA?purpose=inline)

![A High-Performance Haven in Waikari Valley](https://images.openai.com/static-rsc-4/Vg5J_DLPLnKHkQAc6Ko9Hi02GA-fZt7QZPg5fNCoXrLqWIF1U6uRF8fcdopj2L0EikaVmSCAWsMdRM4rCGxl2PdHYq8wK4npR2EWT7aiwkuyQBbFqCjk7rur7HdYQXKueRVSfyxNoe-sYmLYPrq0PPVSLw_qBK1Vg098i0sD0yI?purpose=inline)

8

This is another area with substantial differences.

| Party | Main proposal | Possible effect on you |
| --- | --- | --- |
| National | More electricity generation, competition, changes to lines charges and better solar export arrangements. | Potentially lower bills over time. |
| Labour | SolarSaver loans to help households install solar without large upfront costs. | Potential savings if your home suits solar. |
| Greens | Publicly owned Kiwipower, zero-interest solar and battery loans, warmer-home improvements and community energy. | Potentially lower electricity costs and improved home efficiency. |
| Te Pāti Māori | $1 billion Energy Sovereignty Fund and stronger regulation against excessive power prices. | Greater community ownership and potential reductions in energy costs. |
| NZ First | Supports changes to electricity-market structure and energy security. | Longer-term effects depend on implementation. |
| ACT | Emphasises competition, lower regulation and market-led energy investment. | Potentially lower costs through increased supply. |

Sources: [Affordable power Kiwis can rely on](https://www.national.org.nz/policies/electrify-nz-2)[Better Starts Now](https://www.labour.org.nz/election-policy-pages/2026-election-policy-summary-pages/better-starts-now/)[Green Party launches plan to cut power bills and take power back from the big energy companies](https://www.greens.org.nz/green_party_launches_plan_to_cut_power_bills_and_take_power_back_from_the_big_energy_companies)[We Want Cheaper Power And We Want Our People To Own It.](https://www.maoriparty.org.nz/we_want_cheaper_power_and_we_want_our_people_to_own_it)[The main parties vying to form New Zealand's next government](https://www.reuters.com/world/asia-pacific/main-parties-vying-form-new-zealands-next-government-2026-10-12/)

For your circumstances, the distinction is whether a policy reduces your actual monthly power bill or simply creates an opportunity to invest in solar.

For example, a solar loan is not automatically a saving. You would need to consider installation costs, loan repayments, maintenance and how much electricity you use.

## 4. Insurance and additional property taxes

This deserves particular attention because you own your home but rely mainly on Super.

### Home and contents insurance

I haven't identified a specific major-party commitment to cap ordinary home insurance premiums or guarantee cheaper insurance for retired homeowners.

That means you should not assume that any party's electricity or rates policy will also reduce your insurance premiums.

### Property and land taxes

There are important differences here.

| Party | Relevant tax position |
| --- | --- |
| National | Promises no new taxes. |
| Labour | Proposes a 28% capital gains tax on investment property profits, excluding the family home. |
| Greens | Proposes a 2.5% annual wealth tax on net assets above $10 million, exempting the family home. |
| TOP | Proposes a 1.75% annual land-value tax, with exemptions and deferrals potentially available to cash-poor retirees. |
| ACT | Emphasises lower taxes and reducing government spending. |
| NZ First | Opposes additional taxation on ordinary retirement savings as part of its broader tax position. |

[National’s plan for retirement](https://www.national.org.nz/policies/retirement)[A tax system for all of us](https://www.greens.org.nz/tax_system_for_all)[Tax Reset](https://www.opportunity.org.nz/tax-reset)[ACT New Zealand](https://www.act.org.nz/fiscalplan)[The main parties vying to form New Zealand's next government](https://www.reuters.com/world/asia-pacific/main-parties-vying-form-new-zealands-next-government-2026-10-12/)

What this means for your own home:

- Labour's proposed capital gains tax excludes the family home, so selling your own home would not normally attract this tax.
- The Greens' proposed wealth tax also exempts the family home.
- TOP's land tax is different: it applies to land rather than just investment profits. A homeowner could therefore be affected even without selling their property.

TOP says exemptions and deferrals may apply to retirees who are land-rich but cash-poor. You would need to examine the precise exemption conditions before assessing its effect on your budget.

[Tax Reset](https://www.opportunity.org.nz/tax-reset)[A tax system for all of us](https://www.greens.org.nz/tax_system_for_all)

## 5. Healthcare: important if you regularly visit your GP

![General Practice » Clutha Health First](https://images.openai.com/static-rsc-4/17m_ww_-APD2feZIgAkpeLtAlcOKmxt4hw8NYwElkRHD1fWUKTw0335_6nvur7QAJyBTFK09xGwmLKlx9Ad_FSPpuMq1Ad9v5vHOVaVRUqsTDuGmEU05xeWyuWZHD9unBNnIxxlIKuL6ScaizEoZpVCHL4-6mLKKpcO2Y7HVwtE?purpose=inline)

[cluthahealth.co.nz](https://cluthahealth.co.nz/services/general-practice/?utm_source=chatgpt.com)

This could have a direct effect on your disposable income.

| Party | Healthcare proposals |
| --- | --- |
| National | More medicines, earlier treatment, cancer care, additional doctors and nurses. |
| Labour | Three free GP visits annually and removal of the $5 prescription charge. |
| Greens | Move towards free primary healthcare, including free dental care and removal of prescription charges. |
| NZ First | Better coordination of primary, community and aged care; prevention-focused healthcare. |
| ACT | An additional $400 million for general practice over four years and expanded pharmacist services. |
| TOP | A 10-year cross-party health plan, with more primary and preventive care and community services. |
| Te Pāti Māori | Stronger Māori-led healthcare, with greater emphasis on prevention, accessibility and culturally safe services. |

[How parties stand on issues affecting older New Zealanders](https://greypowermag.co.nz/politics/how-parties-stand-on-issues-affecting-older-new-zealanders/)[ACT New Zealand](https://www.act.org.nz/fiscalplan)[Policy](https://www.maoriparty.org.nz/policy)

### What Labour's healthcare policy could save

Labour's proposed Medicard includes:

- Three free GP visits annually.
- Free prescriptions, removing the $5 charge from 1 July 2027.
- Free cervical screening for eligible people aged 25–69 from October 2027.

Labour estimates three free GP visits could save $183 per person annually, or $366 for a couple. [Labour's Cost of Living Plan](https://www.labour.org.nz/election-policy-pages/2026-election-policy-summary-pages/cost-of-living-plan/)[Labour's Cost of Living Plan](https://www.labour.org.nz/election-policy-pages/2026-election-policy-summary-pages/cost-of-living-plan/)

The Greens' proposal is broader in its ambition to make primary healthcare free, although the timing and implementation would matter.

For someone who regularly needs medical attention, the difference between three free consultations and a more comprehensive free primary-care system could be significant.

## 6. Bringing it together: how the policies affect your retirement budget

Here is a practical comparison, focusing on your circumstances rather than ranking the parties.

| Your concern | Policies to examine particularly closely |
| --- | --- |
| Protecting NZ Super at 65 | Labour, Greens, NZ First and TOP |
| Slowing rates increases | National |
| Deferring rates payments | TOP |
| Reducing electricity costs | Greens, National, Labour and Te Pāti Māori |
| Protecting the family home from new property taxes | National, Labour and Greens |
| More affordable GP visits | Labour and Greens |
| Access to community and aged care | Greens, TOP and NZ First |
| Lower taxes and government spending | National and ACT |

One important qualification: these are policy proposals, not guaranteed savings. Their effects depend on legislation, funding, implementation and coalition negotiations.

## 7. What I would investigate before voting

For a retired homeowner on NZ Super, I would concentrate on six questions:

1. Super: Will my payment maintain its purchasing power as living costs increase?
2. Rates: Will my annual rates bill increase more slowly, or can I defer payment?
3. Insurance: Is there any realistic plan to improve insurance affordability?
4. Electricity: Will I receive direct bill relief, or must I borrow money to benefit?
5. Healthcare: How much will I pay for GP appointments, prescriptions, tests and specialist treatment?
6. Tax: Could any proposed land, wealth or property tax affect my home or other retirement savings?

For additional independent comparisons, these are useful resources:

- [Policy.nz – 2026 party policy comparisons](https://policy.nz/2026/party-vote/policies/housing?utm_source=chatgpt.com).
- [Grey Power – policies affecting older New Zealanders](https://greypowermag.co.nz/politics/how-parties-stand-on-issues-affecting-older-new-zealanders/?utm_source=chatgpt.com).
- [Undecided – 2026 election policy comparisons](https://undecided.nz/?utm_source=chatgpt.com).

## My final observation

The important distinction in your circumstances is between policies that help people generally and policies that directly help someone who owns a home but has a relatively fixed retirement income.

For example, a government might improve economic growth or encourage more electricity generation, but neither necessarily pays your next rates instalment or insurance renewal.

I would pay particular attention to rates relief, protection of the family home, electricity affordability and access to affordable healthcare, alongside the longer-term security of NZ Super.

You do not need to choose a party based on its headline cost-of-living promises alone. The details of how each policy affects your actual household expenses matter much more.

If you would like, I can take this one step further and build a retirement budget comparison showing how the different parties' proposals could affect a single retired homeowner or a retired couple receiving NZ Super, using realistic New Zealand rates, insurance, electricity and healthcare expenses.

## Gemini

Answer ID: c66f674d-5e57-40be-91d8-1f09aca401da

For a retired homeowner relying primarily on New Zealand Superannuation (NZ Super), household costs—specifically **rates, home insurance, power bills, and regular healthcare access**—are central to managing a fixed income. 

As the **2026 New Zealand general election** approaches, different political parties are offering distinct approaches to address these exact cost-of-living pressures for older New Zealanders. 

---

### 1. NZ Superannuation and General Cost of Living
Because your primary income is NZ Super, the mechanism for how it is adjusted matters heavily:
* **Main Parties (National and Labour):** Generally maintain the traditional indexation of NZ Super to average wage movements (ensuring it stays at a benchmark relative to the average wage), though debates continue around future age eligibility and long-term fiscal sustainability. 
* **Other Parties:** Some parties propose broader adjustments to income support or tax structures (such as creating new tax brackets or targeted income measures) to alleviate general inflation, which impacts the purchasing power of Super.

### 2. Power and Energy Bills (Electricity and Heating)
Energy costs are a major winter pressure for homeowners. Party policies diverge significantly on how to lower electricity prices:
* **Energy Market & Price Relief:** Several parties propose structural reforms to the electricity market or targeted regulatory powers to crack down on power price gouging to bring household bills down.
* **Renewable/Solar Initiatives:** Policies like Labour's *SolarSaver* proposal are designed to help homeowners install solar power without upfront capital costs, aiming to permanently lower long-term household electricity consumption expenses.
* **Winter Energy Support:** Existing structures like the Winter Energy Payment provide seasonal assistance to superannuitants, with parties debating adjustments to its scope relative to inflation.

### 3. Rates and Local Government Costs (Homeownership)
Local council rates are levied on property value and have risen steeply for many fixed-income homeowners:
* While central government political parties generally do not set local rates directly, parties approach local government funding, infrastructure mandates, and regulatory burdens differently. Some advocate for relief mechanisms or central funding partnerships for local infrastructure to ease the pressure passed down to ratepayers.
* Seniors' advocacy groups like Grey Power actively lobby all parties ahead of the 2026 election specifically around fixed-income rate relief options and rebates for older homeowners.

### 4. Home and Property Insurance
Soaring insurance premiums—driven largely by climate risk, reinsurance costs, and natural disaster recovery—affect homeownership affordability across New Zealand:
* Parties are addressing the broader drivers of insurance inflation through discussions on climate adaptation, infrastructure resilience, and disaster risk reduction. Mitigating future climate impacts is viewed as the primary long-term lever to stabilize skyrocketing property insurance premiums.

### 5. Healthcare Access and Affordability
For retirees, regular healthcare, pharmaceuticals, and GP visits represent a fixed non-negotiable budget item:
* **Health Policies:** Major parties have placed heavy emphasis on cutting the cost of getting around, making healthcare more affordable, reducing wait times, and expanding the funding of PHARMAC medicines. 
* Policies targeting primary care subsidies aim to reduce out-of-pocket GP visit costs and prescription co-payments, which directly benefit older New Zealanders needing regular medical oversight.

---

### What should you look at before voting?
To see where each party stands precisely on these issues, you can review:
* **Policy.nz (2026 Election Guide):** A comprehensive tool that lets you compare party policies side-by-side on topics like Superannuation, tax, housing, and the cost of living.
* **Grey Power’s 2026 Election Questionnaire:** Grey Power traditionally asks all registered political parties to explicitly outline their commitments regarding older New Zealanders' cost of living, rates, and health.

## Google AI Mode

Answer ID: aa4c7348-0fef-4a1f-8c03-9cdbed3030a7

**Major New Zealand political parties offer distinct approaches to NZ Superannuation, local rates, home energy costs, and healthcare ahead of the 2026 general election.**

For a retired homeowner relying on **NZ Super** (which is set at a net rate benchmarked around 66% of the net average wage—such as **$555.15 a week** for a single person living alone—and is universally paid from age 65 without asset or income testing), policy differences cluster around the following areas:

NZ Superannuation Age and Settings

 * **Labour, Greens, New Zealand First, and The Opportunities Party (TOP):** Commit to keeping the **NZ Super entitlement age at 65** and maintaining universal access. NZ First explicitly emphasizes maintaining the benchmark at 66% of the net average wage.

 * **National and ACT:** National has signaled openness to raising the eligibility age to **67 starting from 2044** , subject to cross-party consensus. ACT advocates raising the age to **67 faster (by 2035)** , while proposing a carve-out for people in physically demanding occupations.

Local Rates, Insurance, and Household Bills

 * **National:** Emphasizes existing or enhanced support mechanisms like **rates rebates** and the Accommodation Supplement to help manage fixed municipal and housing costs.

 * **The Opportunities Party (TOP):** Proposes restructuring support, including an **interest-free rates deferral** option for homeowners alongside a reform of housing supplement structures.

 * **New Zealand First:** Focuses on dedicated senior-specific housing and cost-of-living buffers.

 * **Labour and the Greens:** Propose targeted energy cost measures and transport support (such as Labour's public transport caps or Green-backed energy efficiency and state support initiatives) to alleviate household utility pressures.

Healthcare and Primary Care Access

 * **Labour:** Proposes introducing free or heavily subsidized primary care visits (such as a **"Medicard" providing three free GP visits**) to lower regular doctor and medical expenses.

 * **The Greens:** Advocate for **free primary and dental care** , alongside **free prescriptions** and a dedicated Dementia Action Plan.

 * **The Opportunities Party (TOP):** Proposes a structured **10-year Health Plan** aimed at stabilizing primary and preventative services.

 * **National:** Focuses on strengthening health system capacity through increased clinical staffing and targeted medicine funding rather than universal free GP redesigns.

 * **New Zealand First:** Prioritizes comprehensive **aged-care sector reform** and support for older New Zealanders' long-term care needs.

* * *

You can review a full breakdown of platform stances via the Grey Power Policy Summary or look into retirement income modelling tools on Lifetime Income. NZ Superannuation Rates Explained (2026)How parties stand on issues affecting older New Zealanders - Grey Power

Would you like to narrow this down to **how specific parties handle rates rebates vs. healthcare costs** , or review **current NZ Super rates and tax codes** for your specific household situation?

## AI Overviews

Answer ID: f88e7201-8d80-4be8-8f6c-121463403b30

As a retired homeowner relying on **NZ Super** , the **2026 New Zealand general election** presents distinct choices on how political parties intend to manage your core overheads like rates, insurance, power, and healthcare. All major parties have broadly agreed to protect the core structure of NZ Super, but their approaches to your day-to-day living costs vary significantly.

The primary policy differences targeting your specific pressure points follow below.

* * *

🏛️ Rates & Homeownership

 * **National Party:** National highlights its focus on lowering local government overheads by proposing **council rates caps**. For individuals on NZ Super whose local council rates exceed $2,000, National's policy explicitly ensures they can access the full **Rates Rebate Scheme**.

 * **Labour Party:** Focuses on easing financial stress through broader household subsidies rather than direct rates caps. However, they plan to regulate property managers and bolster structural housing support.

 * **The Opportunities Party (TOP):** TOP has proposed a **Land Tax**. National opposes this, arguing that if you own land valued at $500,000 in an urban center, this policy would add thousands to your annual housing costs on top of your existing rates bill. national.org.nzNational's plan for retirement

⚡ Power & Energy Bills

 * **Labour Party:** Features **SolarSaver** , a program designed to help homeowners install solar panels with **no upfront costs** to directly reduce electricity bills. They also pledge a major structural review and reform of the electricity market within their first 100 days to drive down general power pricing. rnz.co.nz

 * **National Party:** Commits to keeping the **Winter Energy Payment** fully protected to subsidize heating costs for superannuitants during colder months. They also back the "Electrify NZ 2.0" initiative to boost renewable infrastructure. stories.theconversation.comElection policy tracker: what the parties are promising

 * **Green Party:** Proposes a state-backed "Kiwipower" clean energy infrastructure model to bring down consumer utility costs.

🏥 Healthcare & Prescriptions

Healthcare presents the most direct financial contrast for seniors this election:

Expense / Area| **National Party**| **Labour Party**| **Other Parties (ACT, NZ First, Greens)**
---|---|---|---
**GP Doctor Visits**| Focuses on workforce incentives to recruit more GPs and manage wait times.| Introduces a **Medicard** providing **three free GP visits per year** for everyone.| **TOP** plans to boost total health funding to 9% of GDP; **ACT** focuses on building national cancer centres.
**Prescription Fees**| Offers **targeted free prescriptions** for seniors and expands long-term stable prescriptions to 12 months.| Pledges completely **free prescriptions** universally across the board.| Govering parties generally support optimized pharmacist prescribing roles.
**Medication Access**| Funding a **$604 million boost to Pharmac** to subsidize more cancer treatments and essential medicines.| Intends to legally require Pharmac to proactively search out and acquire specialized medicines.| **ACT** plans to scale up medicine funding to match Australian spending levels by 2033.

🚗 Insurance & General Cost of Living

 * **National Party:** Argues that their broader economic platform—focused on zero new taxes, reduced government spending, and a 3-year fuel excise freeze—is the most effective way to curb the core inflation driving up private home and contents insurance premiums. national.org.nzNational's plan for retirement

 * **Labour Party:** Aims to fight grocery and commercial inflation by introducing strict **anti-price-gouging laws** and penalizing companies that overcharge. They also propose a **$20 weekly public transport fare cap** to lower travel costs. ccsdisabilityaction.org.nz

 * **New Zealand First & Green Party:** NZ First focuses heavily on preventative healthcare to save retirees money. The Greens have launched an "Affordable Kai" policy, proposing a state-owned supermarket chain ("KiwiMart") to force lower food prices. lifetimeincome.co.nz

* * *

To help look into this further, would you like more details on **how the parties plan to handle the future eligibility age of NZ Super** , or more specifics on **local healthcare initiatives**? ageconcernsc.org.nz