# Retired homeowner on NZ Super

NZ Election 2026 · Edition 7 · Voter situations · S12

I'm retired, own my home and rely mainly on NZ Super. Rates, insurance and power bills are rising in importance for my budget, and I need regular healthcare.

[Back to the study](https://nzbrands.ai/research/nz-election-2026/editions/7#situations)

| Measure | Value |
| --- | --- |
| questions written for them | 4 |
| answers collected | 16 |
| AI assistants | 4 |
| asked nationally | NZ |

## What this voter asked

### Question 63: Retirement and aged care

I'm retired, own my home and rely mainly on NZ Super. Rates, insurance and power bills are rising in importance for my budget, and I need regular healthcare. I am considering my vote in the 2026 New Zealand general election. What are the parties' current positions on NZ Super eligibility, payments and the retirement age?

[Read the captured answers](https://nzbrands.ai/research/nz-election-2026/editions/7/questions/de31d72a-81cb-4004-98a2-dad126841500.md)

### Question 64: Healthcare

I'm retired, own my home and rely mainly on NZ Super. Rates, insurance and power bills are rising in importance for my budget, and I need regular healthcare. I am considering my vote in the 2026 New Zealand general election. How do parties compare on access to GPs, specialists and healthcare for older people?

[Read the captured answers](https://nzbrands.ai/research/nz-election-2026/editions/7/questions/1822e768-7848-431d-906e-038ca25c0c2c.md)

### Question 65: Cost of living

I'm retired, own my home and rely mainly on NZ Super. Rates, insurance and power bills are rising in importance for my budget, and I need regular healthcare. I am considering my vote in the 2026 New Zealand general election. What would party policies do about living costs for a retired homeowner on NZ Super?

[Read the captured answers](https://nzbrands.ai/research/nz-election-2026/editions/7/questions/3351c96b-73f3-4145-a479-d10745067dd8.md)

### Question 66: Infrastructure and local services

I'm retired, own my home and rely mainly on NZ Super. Rates, insurance and power bills are rising in importance for my budget, and I need regular healthcare. I am considering my vote in the 2026 New Zealand general election. What could national party policies change about local rates, and what would still be decided by councils?

[Read the captured answers](https://nzbrands.ai/research/nz-election-2026/editions/7/questions/394fce17-6b68-4c1d-8022-e93dae5ac401.md)

## Which parties appeared in the answers

The figures count names in the 16 answers recorded for this situation. Naming a party does not mean recommending it.

| Party | Answers | Total |
| --- | --- | --- |
| National | 16 | 16 |
| Labour | 13 | 16 |
| Greens | 13 | 16 |
| ACT | 11 | 16 |
| NZ First | 11 | 16 |
| Te Pāti Māori | 5 | 16 |
| TOP | 7 | 16 |

## Party names across this voter’s topics

Compare the parties named in answers about this voter’s main concerns. The table compares 16 answers from each edition.

The coloured bars show whether statements about a party were positive, neutral, negative or mixed. Select a figure to read the extracts.

| Topic | Party | Answers naming the party | Collected answers | Positive claims | Neutral claims | Negative claims | Mixed claims |
| --- | --- | --- | --- | --- | --- | --- | --- |
| Retirement and aged care | National | 4 | 4 | 5 | 28 | 0 | 0 |
| Retirement and aged care | Labour | 4 | 4 | 3 | 22 | 0 | 0 |
| Retirement and aged care | Greens | 4 | 4 | 1 | 30 | 0 | 0 |
| Retirement and aged care | ACT | 4 | 4 | 4 | 21 | 0 | 0 |
| Retirement and aged care | NZ First | 4 | 4 | 1 | 23 | 0 | 0 |
| Retirement and aged care | Te Pāti Māori | 2 | 4 | 0 | 5 | 0 | 0 |
| Retirement and aged care | TOP | 2 | 4 | 0 | 15 | 0 | 0 |

| Topic | Party | Answers naming the party | Collected answers | Positive claims | Neutral claims | Negative claims | Mixed claims |
| --- | --- | --- | --- | --- | --- | --- | --- |
| Healthcare | National | 4 | 4 | 6 | 23 | 0 | 0 |
| Healthcare | Labour | 4 | 4 | 7 | 22 | 0 | 1 |
| Healthcare | Greens | 4 | 4 | 3 | 16 | 0 | 0 |
| Healthcare | ACT | 4 | 4 | 8 | 19 | 0 | 0 |
| Healthcare | NZ First | 4 | 4 | 2 | 20 | 0 | 0 |
| Healthcare | Te Pāti Māori | 2 | 4 | 1 | 7 | 0 | 0 |
| Healthcare | TOP | 2 | 4 | 2 | 7 | 0 | 1 |

| Topic | Party | Answers naming the party | Collected answers | Positive claims | Neutral claims | Negative claims | Mixed claims |
| --- | --- | --- | --- | --- | --- | --- | --- |
| Cost of living | National | 4 | 4 | 8 | 16 | 0 | 1 |
| Cost of living | Labour | 4 | 4 | 17 | 13 | 0 | 1 |
| Cost of living | Greens | 3 | 4 | 7 | 10 | 0 | 2 |
| Cost of living | ACT | 3 | 4 | 4 | 7 | 0 | 0 |
| Cost of living | NZ First | 3 | 4 | 4 | 10 | 0 | 1 |
| Cost of living | Te Pāti Māori | 1 | 4 | 2 | 1 | 0 | 1 |
| Cost of living | TOP | 3 | 4 | 6 | 8 | 2 | 1 |

| Topic | Party | Answers naming the party | Collected answers | Positive claims | Neutral claims | Negative claims | Mixed claims |
| --- | --- | --- | --- | --- | --- | --- | --- |
| Infrastructure and local services | National | 4 | 4 | 14 | 26 | 15 | 2 |
| Infrastructure and local services | Labour | 1 | 4 | 0 | 0 | 0 | 0 |
| Infrastructure and local services | Greens | 2 | 4 | 0 | 0 | 0 | 0 |
| Infrastructure and local services | ACT | 0 | 4 | 0 | 0 | 0 | 0 |
| Infrastructure and local services | NZ First | 0 | 4 | 0 | 0 | 0 | 0 |
| Infrastructure and local services | Te Pāti Māori | 0 | 4 | 0 | 0 | 0 | 0 |
| Infrastructure and local services | TOP | 0 | 4 | 0 | 0 | 0 | 0 |

## How Gemini’s answer changed

The retired homeowner’s answer added ACT’s proposed NZ Super age of 67 and an NZ First citizenship condition. The Opportunity Party replaced Te Pāti Māori. It referred generally to residence requirements rather than repeating the earlier blanket 20-year claim.

The missing figure is not an explicit correction, and the newly described proposals were outside the selected residence-requirement check.

Gemini: “*(Note: Regardless of political debate, the transition rules introduced previously continue to apply regarding residency: anyone turning 65 faces a residency requirement of living in NZ for 20 years since age 20, up from the historical 10 years.)*”

[Read the answer](https://nzbrands.ai/research/nz-election-2026/editions/6/questions/de31d72a-81cb-4004-98a2-dad126841500.md) · Answer ID: fc73b4a0-4523-4c1f-9d3b-5a8a4f106f7a

Gemini: “* **Eligibility & Payments:** Keeps current eligibility settings (subject to residency requirements) and the standard indexed payment structure.”

[Read the answer](https://nzbrands.ai/research/nz-election-2026/editions/7/questions/de31d72a-81cb-4004-98a2-dad126841500.md) · Answer ID: 7ff3befe-04d6-42d9-9474-487228f2f064

## Websites cited in these answers

Compare the websites cited in answers for this voter situation. Choose a topic to see its sources.

### ChatGPT

| Website | Answers with this website recorded |
| --- | --- |
| greypowermag.co.nz | 3 |
| national.org.nz | 3 |
| act.org.nz | 2 |
| labour.org.nz | 2 |
| localmatters.co.nz | 2 |
| nzfirst.nz | 2 |
| opportunity.org.nz | 2 |
| beehive.govt.nz | 1 |
| bills.parliament.nz | 1 |
| ccsdisabilityaction.org.nz | 1 |

### Gemini

| Website | Answers with this website recorded |
| --- | --- |
| ccsdisabilityaction.org.nz | 2 |
| lifetimeincome.co.nz | 2 |
| 1news.co.nz | 1 |
| greypower.co.nz | 1 |
| greypowermag.co.nz | 1 |
| labour.org.nz | 1 |
| national.org.nz | 1 |
| nzmj.org.nz | 1 |
| policy.nz | 1 |
| trilogyfs.co.nz | 1 |

### Google AI Mode

| Website | Answers with this website recorded |
| --- | --- |
| national.org.nz | 2 |
| rnz.co.nz | 2 |
| elections.nz | 1 |
| greypowermag.co.nz | 1 |
| labour.org.nz | 1 |
| lifetimeincome.co.nz | 1 |
| nzherald.co.nz | 1 |
| policy.nz | 1 |
| superlife.co.nz | 1 |

### AI Overviews

| Website | Answers with this website recorded |
| --- | --- |
| national.org.nz | 4 |
| facebook.com | 3 |
| lifetimeincome.co.nz | 3 |
| rnz.co.nz | 3 |
| ccsdisabilityaction.org.nz | 2 |
| greypowermag.co.nz | 2 |
| labour.org.nz | 2 |
| nzherald.co.nz | 2 |
| stories.theconversation.com | 2 |
| youtube.com | 2 |

Each website counts once per answer. The comparison covers 16 answers from each edition; 16 of this edition’s answers included citations. Other includes websites we have not yet classified.

[Previous: Small exporter planning investment](https://nzbrands.ai/research/nz-election-2026/editions/7/voters/s11)

[Next: Retiree still renting](https://nzbrands.ai/research/nz-election-2026/editions/7/voters/s13)