Voter S23 · one of 23 households
Homeowner exposed to flooding and insurance pressure
“We own a mortgaged home in an area affected by flooding. Insurance affordability, protection works and what happens after another flood are major concerns for us.”
- questions written for them
- 4
- answers collected
- 16
- AI assistants
- 4
- asked nationally
- NZ
4 questions, each written as this voter would ask it
The issue each question is about, and how much it matters to this voter. Open any question to read the assistants' answers in full.
PF119
Climate and disaster resilience
We own a mortgaged home in an area affected by flooding. Insurance affordability, protection works and what happens after another flood are major concerns for us. I am considering my vote in the 2026 New Zealand general election. How do parties compare on flood protection, climate adaptation and helping households after disasters?
PF120
Infrastructure and local services
We own a mortgaged home in an area affected by flooding. Insurance affordability, protection works and what happens after another flood are major concerns for us. I am considering my vote in the 2026 New Zealand general election. Who would pay for flood defences under different party plans: homeowners, councils or central government?
PF121
Housing
We own a mortgaged home in an area affected by flooding. Insurance affordability, protection works and what happens after another flood are major concerns for us. I am considering my vote in the 2026 New Zealand general election. What do parties propose for homeowners whose property becomes difficult to insure or unsafe to live in?
PF122
Tax and public spending
We own a mortgaged home in an area affected by flooding. Insurance affordability, protection works and what happens after another flood are major concerns for us. I am considering my vote in the 2026 New Zealand general election. What are the trade-offs in how parties would fund climate adaptation and disaster recovery?
Which parties AI put in front of this voter
Of the 16 answers this voter received, 9 left out at least one of the six parties in Parliament. Te Pāti Māori was named least often, in 8 of 16.
Answers naming each party, out of 16
National16 of 16 answers
Labour16 of 16 answers
Greens16 of 16 answers
ACT15 of 16 answers
NZ First11 of 16 answers
Te Pāti Māori8 of 16 answers
Opportunity10 of 16 answers
ChatGPT
3 of 4 answers
named all six parties in Parliament
- National
- Labour
- Greens
- ACT
- NZ First
- Te Pāti Māori
Gemini
2 of 4 answers
named all six parties in Parliament
- National
- Labour
- Greens
- ACT
- NZ First
- Te Pāti Māori
Google AI Mode
2 of 4 answers
named all six parties in Parliament
- National
- Labour
- Greens
- ACT
- NZ First
- Te Pāti Māori
AI Overviews
0 of 4 answers
named all six parties in Parliament
- National
- Labour
- Greens
- ACT
- NZ First
- Te Pāti Māori (never named)
What AI said about each party on this voter's issues
Each row is one of this voter's issues. Each column is a party. The number shows how often the party came up in the answers to this voter. The coloured line under it shows whether what the AI said about the party was positive, neutral or negative.
Toggle assistants on or off to compare them, and click any number to see more detail about the responses.
Showing all four assistants · 16 answers
| Topic | National | Labour | Greens | ACT | NZ First | Te Pāti Māori | Opportunity |
|---|---|---|---|---|---|---|---|
| Climate and disaster resilience | |||||||
| Infrastructure and local services | |||||||
| Housing | |||||||
| Tax and public spending |
How the assistants handled this voter's main question
Opportunity and Te Pāti Māori enter a more grouped flood comparison
The refreshed answer groups National with ACT and Labour with Greens, drops NZ First, and adds specific Opportunity insurance/resilience claims plus a Te Pāti Māori land-health account. The earlier National adaptation-framework and separate funding accounts become broader bloc descriptions. It keeps useful questions about uninsurability, mortgage obligations and cost-sharing, but the named fund and framework are captured assertions rather than verified commitments or guaranteed compensation.
The excerpts compare answers to this voter’s main question on 16 October 2026 and 19 October 2026. The figures above include all produced answers for this situation. Each extract opens its dated original answer.
- 16 October 2026 · Earlier answerGemini“Flood Protection & Infrastructure: National points to its National Adaptation Framework, which emphasizes identifying risk first, building where protection is cost-effective, and requiring high-risk councils/communities to plan.”Open in the answer
- 19 October 2026 · Refreshed answerGemini“They propose a National Insurance Support Framework, an expanded role for the Natural Hazards Commission (NHC) to handle risk conversations, mandatory climate-risk disclosures on property titles and mortgages, and a dedicated $5 billion climate resilience fund to help communities adapt before disaster strikes.”Open in the answer
Where the answers to this voter came from
The websites each assistant drew on when it answered this voter, and what kind of publisher they are. Pick an issue to see the websites for that question.
ChatGPT
42%party websites
Had sources4of 4
Showed you a link4of 4
- 1greens.org.nz, party websites,cited in 4 answers4
- 2
environment.govt.nz, government,cited in 3 answers3 - 3labour.org.nz, party websites,cited in 3 answers3
- 4national.org.nz, party websites,cited in 3 answers3
- 5
climatecommission.govt.nz, government,cited in 2 answers2 - 6
interest.co.nz, other,cited in 2 answers2 - 7opportunity.org.nz, party websites,cited in 2 answers2
- 8
reuters.com, news,cited in 2 answers2 - 9
treasury.govt.nz, government,cited in 2 answers2 - 10act.org.nz, party websites,cited in 1 answers1
Gemini
71%other
Had sources3of 4
Showed you a link0of 4
- 1
insurancebusinessmag.com, other,cited in 2 answers2 - 2environment.govt.nz, government,cited in 1 answers1
- 3
minterellison.co.nz, other,cited in 1 answers1 - 4
nzvotecheck.com, other,cited in 1 answers1 - 5
odt.co.nz, other,cited in 1 answers1 - 6
whichparty.nz, comparison sites,cited in 1 answers1
Google AI Mode
36%other
Had sources4of 4
Showed you a link1of 4
- 1reidbasher.substack.com, other,cited in 3 answers3
- 2
rnz.co.nz, news,cited in 3 answers3 - 3whichparty.nz, comparison sites,cited in 2 answers2
- 4
ecan.govt.nz, government,cited in 1 answers1 - 5insurancebusinessmag.com, other,cited in 1 answers1
- 6
nzherald.co.nz, news,cited in 1 answers1 - 7
policy.nz, comparison sites,cited in 1 answers1 - 8
resilientrivers.nz, other,cited in 1 answers1 - 9
tewaihanga.govt.nz, government,cited in 1 answers1
AI Overviews
54%other
Had sources4of 4
Showed you a link1of 4
- 1rnz.co.nz, news,cited in 4 answers4
- 2
lawnews.nz, other,cited in 3 answers3 - 3environment.govt.nz, government,cited in 2 answers2
- 4greens.org.nz, party websites,cited in 2 answers2
- 5minterellison.co.nz, other,cited in 2 answers2
- 6
naturalhazards.govt.nz, government,cited in 2 answers2 - 7policy.nz, comparison sites,cited in 2 answers2
- 8wgtn.ac.nz, other,cited in 2 answers2
- 9whichparty.nz, comparison sites,cited in 2 answers2
- 10
bellgully.com, other,cited in 1 answers1
- Party websites
- Government
- News
- Comparison sites
- Advocacy groups
- Businesses
- Social media
- Other
A website counts once per answer, however many times the answer used it. Counts come from the sources recorded with each answer: 15 of this voter's 16 answers have at least one. Publisher shares count website-and-answer associations; they are separate from answer counts.