Voter S04 · one of 32 voter situations
Couple saving for a first home
“My partner and I rent, have steady jobs and are trying to save a deposit for our first home. We worry that the target keeps moving.”
- questions written for them
- 5
- answers collected
- 20
- AI assistants
- 4
- asked nationally
- NZ
What this voter asked
Open a question to read each assistant's complete answer, including any answer asked from a location.
Question 18
Housing
My partner and I rent, have steady jobs and are trying to save a deposit for our first home. We worry that the target keeps moving. I am considering my vote in the 2026 New Zealand general election. How do the parties' housing plans differ for first-home buyers rather than existing property owners?
Question 19
Housing
My partner and I rent, have steady jobs and are trying to save a deposit for our first home. We worry that the target keeps moving. I am considering my vote in the 2026 New Zealand general election. What do parties propose about investors, land use and building more homes, and how might those choices affect first-home prices?
Question 20
Tax and public spending
My partner and I rent, have steady jobs and are trying to save a deposit for our first home. We worry that the target keeps moving. I am considering my vote in the 2026 New Zealand general election. Which parties propose changes to taxes on property or capital gains, and what could those changes mean for people trying to buy?
Question 21
Cost of living
My partner and I rent, have steady jobs and are trying to save a deposit for our first home. We worry that the target keeps moving. I am considering my vote in the 2026 New Zealand general election. What policies might leave a renting couple with more money to save, and what trade-offs would they involve?
Question 22
Infrastructure and local services
My partner and I rent, have steady jobs and are trying to save a deposit for our first home. We worry that the target keeps moving. I am considering my vote in the 2026 New Zealand general election. How do parties plan to fund the transport and water infrastructure needed for new housing?
Which parties appeared in the answers
The figures count names in the 20 answers recorded for this situation. Naming a party does not mean recommending it.
Answers naming each party, out of 20
National20 of 20 answers
Labour20 of 20 answers
Greens20 of 20 answers
ACT18 of 20 answers
NZ First12 of 20 answers
Te Pāti Māori10 of 20 answers
TOP14 of 20 answers
ChatGPT
4 of 5 answers
named all six parties in Parliament
- National
- Labour
- Greens
- ACT
- NZ First
- Te Pāti Māori
Gemini
1 of 5 answers
named all six parties in Parliament
- National
- Labour
- Greens
- ACT
- NZ First
- Te Pāti Māori
Google AI Mode
1 of 5 answers
named all six parties in Parliament
- National
- Labour
- Greens
- ACT
- NZ First
- Te Pāti Māori
AI Overviews
1 of 5 answers
named all six parties in Parliament
- National
- Labour
- Greens
- ACT
- NZ First
- Te Pāti Māori
Party names across this voter’s topics
Compare the parties named in answers about this voter’s main concerns. The table compares 20 answers from each edition.
The coloured bars show whether statements about a party were positive, neutral, negative or mixed. Select a figure to read the extracts.
Showing all four assistants · 20 answers
| Topic | National | Labour | Greens | ACT | NZ First | Te Pāti Māori | TOP |
|---|---|---|---|---|---|---|---|
| Housing | |||||||
| Tax and public spending | |||||||
| Cost of living | |||||||
| Infrastructure and local services |
How Gemini’s answer changed
Both answers separated help with a deposit from policies affecting investors and housing supply. The later answer attributed a $300,000 loan-income cap to both Labour and National and added rent-to-buy deposit credits.
These were policy claims in the answer, and we did not verify every one. Both answers noted that borrowers would still need to meet banks’ lending tests.
The extracts compare Gemini’s nationwide answers from 26 October 2026 and 31 October 2026. Each opens the original answer from the date shown. Other assistants’ complete answers are available above.
- 26 October 2026 · Earlier answerGemini“Expanded First Home Loans: The National Party has pledged to significantly raise the income cap for the Kāinga Ora First Home Loan scheme (which allows buyers to purchase with a 5% deposit instead of the standard 20%) to a single $300,000 cap (replacing the older, lower thresholds for individuals and couples).”Open in the answer
- 31 October 2026 · Later answerGemini“First Home Loan Expansion: Both National and Labour have proposed lifting the income cap for the Kāinga Ora First Home Loan scheme (which allows a 5% deposit instead of the standard 20%) to $300,000.”Open in the answer
Websites cited in these answers
Compare the websites cited in answers for this voter situation. Choose a topic to see its sources.
ChatGPT
45%other
Had sources5of 5
Showed you a link5of 5
- 1labour.org.nz, party websites,cited in 5 answers5
- 2national.org.nz, party websites,cited in 5 answers5
- 3
interest.co.nz, other,cited in 4 answers4 - 4
pwc.co.nz, other,cited in 3 answers3 - 5asl.co.nz, other,cited in 2 answers2
- 6
hud.govt.nz, government,cited in 2 answers2 - 7
kpmg.com, other,cited in 2 answers2 - 8
policy.nz, comparison sites,cited in 2 answers2 - 9
stories.theconversation.com, other,cited in 2 answers2 - 10act.org.nz, party websites,cited in 1 answers1
Gemini
81%other
Had sources4of 5
Showed you a link0of 5
- 1labour.org.nz, party websites,cited in 3 answers3
- 2
realestate.co.nz, other,cited in 2 answers2
- 3
rossholmeslawyers.com, other,cited in 2 answers2 - 4
thefinders.co.nz, other,cited in 2 answers2 - 5waateanews.com, other,cited in 2 answers2
- 6
adviser.loanmarket.co.nz, other,cited in 1 answers1 - 7fullstackproperty.co.nz, other,cited in 1 answers1
- 8
harcourts.net, other,cited in 1 answers1 - 9
mpamag.com, other,cited in 1 answers1 - 10wolfbrook.co.nz, other,cited in 1 answers1
Google AI Mode
56%other
Had sources5of 5
Showed you a link1of 5
- 1policy.nz, comparison sites,cited in 3 answers3
- 2interest.co.nz, other,cited in 2 answers2
- 3
rnz.co.nz, news,cited in 2 answers2 - 4
1news.co.nz, news,cited in 1 answers1 - 5adviser.loanmarket.co.nz, other,cited in 1 answers1
- 6
bbc.com, other,cited in 1 answers1 - 7hansard.parliament.nz, other,cited in 1 answers1
- 8labour.org.nz, party websites,cited in 1 answers1
- 9pwc.co.nz, other,cited in 1 answers1
- 10
AI Overviews
56%other
Had sources5of 5
Showed you a link2of 5
- 1mpamag.com, other,cited in 4 answers4
- 2ccsdisabilityaction.org.nz, other,cited in 3 answers3
- 3
facebook.com, social media,cited in 3 answers3 - 4policy.nz, comparison sites,cited in 3 answers3
- 5stories.theconversation.com, other,cited in 3 answers3
- 6
instagram.com, social media,cited in 2 answers2 - 7interest.co.nz, other,cited in 2 answers2
- 8labour.org.nz, party websites,cited in 2 answers2
- 9national.org.nz, party websites,cited in 2 answers2
- 10
- Party websites
- Government
- News
- Comparison sites
- Advocacy groups
- Businesses
- Social media
- Other
Each website counts once per answer. The comparison covers 20 answers from each edition; 19 of this edition’s answers included citations. Other includes websites we have not yet classified.