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Auckland · one of four cities

Auckland

“The lender recommendations in matched home-lending questions asked from this city.”

matched loan-choice answers
43
matched support answers
42
AI platforms
4
collected
11 October 2026
01 · Questions and answers

Read the questions asked from Auckland.

Open a question to compare the captured answers nationally and from the four cities.

  • HL-Q100

    Choosing a loan

    We're a salaried couple buying our first home with about a 10% deposit and little experience with mortgages. Which lenders would you recommend for our home loan, and why?

    4 answersRead the answers to HL-Q100

  • HL-Q106

    Support after purchase

    We're a salaried couple who recently bought our first home with about a 10% deposit, and we're still learning how our mortgage works. Which lenders are best at looking after mortgage customers in our situation, and why?

    4 answersRead the answers to HL-Q106

  • HL-Q110

    Choosing a loan

    I'm a contractor with variable income buying my first home on my own, with three years of earnings records and about a 20% deposit. Which lenders would you recommend for my home loan, and why?

    4 answersRead the answers to HL-Q110

  • HL-Q116

    Support after purchase

    I'm a contractor with variable income who recently bought my first home on my own with about a 20% deposit. Which lenders are best at looking after mortgage customers in my situation, and why?

    4 answersRead the answers to HL-Q116

  • HL-Q120

    Choosing a loan

    My fixed-rate home loan ends in two months and I'm deciding whether to stay with my bank or move. Which lenders would you recommend for my home loan, and why?

    4 answersRead the answers to HL-Q120

  • HL-Q126

    Support after purchase

    I own my home and my fixed-rate home loan ends in two months. Which lenders are best at looking after mortgage customers in my situation, and why?

    4 answersRead the answers to HL-Q126

  • HL-Q130

    Choosing a loan

    I have a home loan and another lender has offered me a lower rate and a cash contribution to switch. Which lenders would you recommend for my home loan, and why?

    4 answersRead the answers to HL-Q130

  • HL-Q136

    Support after purchase

    I recently moved my home loan to a new lender for a lower rate and a cash contribution. Which lenders are best at looking after mortgage customers in my situation, and why?

    4 answersRead the answers to HL-Q136

  • HL-Q140

    Choosing a loan

    We're a family moving to a bigger home and may need to buy before our current home sells. Which lenders would you recommend for our home loan, and why?

    4 answersRead the answers to HL-Q140

  • HL-Q146

    Support after purchase

    We're a family who recently moved to a bigger home and sold our old one, so we now have a larger mortgage. Which lenders are best at looking after mortgage customers in our situation, and why?

    4 answersRead the answers to HL-Q146

  • HL-Q150

    Choosing a loan

    We're a self-employed couple who have run our business for three years and are buying a home, having owned one before. Which lenders would you recommend for our home loan, and why?

    4 answersRead the answers to HL-Q150

  • HL-Q156

    Support after purchase

    We're a self-employed couple who recently bought our home, and our business income is uneven. Which lenders are best at looking after mortgage customers in our situation, and why?

    3 answersRead the answers to HL-Q156

  • HL-Q160

    Choosing a loan

    We own our home and are buying our first rental property. Which lenders would you recommend for the rental property loan, and why?

    4 answersRead the answers to HL-Q160

  • HL-Q166

    Support after purchase

    We own our home and recently bought our first rental property, so we now have two property loans. Which lenders are best at looking after mortgage customers in our situation, and why?

    3 answersRead the answers to HL-Q166

  • HL-Q170

    Choosing a loan

    We own land and have chosen a builder to build our home in stages. Which lenders would you recommend for the construction loan, and why?

    4 answersRead the answers to HL-Q170

  • HL-Q176

    Support after purchase

    We recently finished building our home on our own land and now have a standard mortgage. Which lenders are best at looking after mortgage customers in our situation, and why?

    4 answersRead the answers to HL-Q176

  • HL-Q180

    Choosing a loan

    Our household income has dropped, we have little buffer and we haven't missed a mortgage payment yet. Which lenders would you recommend for our home loan, and why?

    4 answersRead the answers to HL-Q180

  • HL-Q183

    Support after purchase

    Our household income has dropped, we have little buffer and we haven't missed a mortgage payment yet. Which lenders are best at looking after mortgage customers in our situation, and why?

    4 answersRead the answers to HL-Q183

  • HL-Q187

    Choosing a loan

    I'm separating from my partner, we have a joint mortgage and I want to keep the home by taking on the loan myself. Which lenders would you recommend for the mortgage in my name, and why?

    4 answersRead the answers to HL-Q187

  • HL-Q190

    Support after purchase

    After separating, I kept our home and the mortgage is now in my name alone, on one income. Which lenders are best at looking after mortgage customers in my situation, and why?

    4 answersRead the answers to HL-Q190

  • HL-Q194

    Choosing a loan

    We're a salaried couple buying our first home with about a 25% deposit and little experience with mortgages. Which lenders would you recommend for our home loan, and why?

    2 answersRead the answers to HL-Q194

  • HL-Q200

    Support after purchase

    We're a salaried couple who recently bought our first home with about a 25% deposit, and we're still learning how our mortgage works. Which lenders are best at looking after mortgage customers in our situation, and why?

    4 answersRead the answers to HL-Q200

  • HL-Q204

    Choosing a loan

    We have a mortgage on our home and want to borrow about $60,000 for renovations. Which lenders would you recommend for the extra borrowing, and why?

    4 answersRead the answers to HL-Q204

  • HL-Q210

    Support after purchase

    We recently added about $60,000 to our mortgage to pay for renovations on our home. Which lenders are best at looking after mortgage customers in our situation, and why?

    4 answersRead the answers to HL-Q210
02 · Lenders recommended

Which lenders AI put in front of borrowers in Auckland

Loan-choice and support recommendations in the matched city answers.

Answers recommending each lender, out of 85

  • BNZ67 of 85 answers
  • ASB66 of 85 answers
  • ANZ65 of 85 answers
  • Kiwibank64 of 85 answers
  • Westpac63 of 85 answers
  • Co-operative35 of 85 answers
  • SBS20 of 85 answers
  • TSB19 of 85 answers
  • Resimac8 of 85 answers
  • Pepper Money6 of 85 answers
  • Avanti Finance3 of 85 answers
  • Bluestone3 of 85 answers
  • Liberty Financial3 of 85 answers
  • Basecorp Finance2 of 85 answers
  • Squirrel2 of 85 answers
  • ASAP Finance1 of 85 answers
  • First Mortgage Trust1 of 85 answers
  • Heartland Bank1 of 85 answers
  • Libertine1 of 85 answers

  • ChatGPT

    22 of 22 answers

    recommended at least one named lender

    • BNZ
    • ASB
    • ANZ
    • Kiwibank
    • Westpac
    • Co-operative
    • SBS
    • TSB
    • Resimac (never named)
    • Pepper Money (never named)
    • Avanti Finance (never named)
    • Bluestone (never named)
    • Liberty Financial (never named)
    • Basecorp Finance (never named)
    • Squirrel (never named)
    • ASAP Finance (never named)
    • First Mortgage Trust (never named)
    • Heartland Bank (never named)
    • Libertine (never named)

  • Gemini

    21 of 24 answers

    recommended at least one named lender

    • BNZ
    • ASB
    • ANZ
    • Kiwibank
    • Westpac
    • Co-operative
    • SBS
    • TSB
    • Resimac
    • Pepper Money
    • Avanti Finance (never named)
    • Bluestone
    • Liberty Financial (never named)
    • Basecorp Finance
    • Squirrel
    • ASAP Finance (never named)
    • First Mortgage Trust
    • Heartland Bank
    • Libertine

  • Google AI Mode

    18 of 20 answers

    recommended at least one named lender

    • BNZ
    • ASB
    • ANZ
    • Kiwibank
    • Westpac
    • Co-operative
    • SBS
    • TSB
    • Resimac
    • Pepper Money
    • Avanti Finance
    • Bluestone
    • Liberty Financial
    • Basecorp Finance
    • Squirrel (never named)
    • ASAP Finance (never named)
    • First Mortgage Trust (never named)
    • Heartland Bank (never named)
    • Libertine (never named)

  • AI Overviews

    17 of 19 answers

    recommended at least one named lender

    • BNZ
    • ASB
    • ANZ
    • Kiwibank
    • Westpac
    • Co-operative
    • SBS
    • TSB
    • Resimac
    • Pepper Money
    • Avanti Finance
    • Bluestone
    • Liberty Financial
    • Basecorp Finance (never named)
    • Squirrel
    • ASAP Finance
    • First Mortgage Trust (never named)
    • Heartland Bank (never named)
    • Libertine (never named)
03 · Choosing a loan

Loan-choice recommendations

43 matched answers asked from Auckland.

Showing all four assistants · 43 answers

Loan-choice recommendations: for each city and lender, the share of answers recommended for the lender and how the claims about it split, across all four assistants.
CityANZASAP FinanceASBAvanti FinanceBNZBasecorp FinanceBluestoneFirst Mortgage TrustHeartland BankKiwibankLibertineLiberty FinancialPepper MoneyResimacSBSSquirrelTSBCo-operativeWestpac
Auckland
04 · Support after purchase

Ongoing-support recommendations

42 matched answers asked from Auckland.

Showing all four assistants · 42 answers

Ongoing-support recommendations: for each city and lender, the share of answers recommended for the lender and how the claims about it split, across all four assistants.
CityANZASBBNZKiwibankSBSTSBCo-operativeWestpac
Auckland
05 · Sources

Where the answers from Auckland came from

The websites each assistant drew on, and what kind of publisher they are. Pick a question group to compare the websites.

ChatGPT

51%lender websites

Had sources23of 24

Showed you a link24of 24

  1. 1bnz.co.nz, lender websites,cited in 16 answers16
  2. 2kiwibank.co.nz, lender websites,cited in 14 answers14
  3. 3asb.co.nz, lender websites,cited in 11 answers11
  4. 4canstar.co.nz, comparison & tools,cited in 10 answers10
  5. 5fma.govt.nz, government,cited in 9 answers9
  6. 6anz.co.nz, lender websites,cited in 8 answers8
  7. 7westpac.co.nz, lender websites,cited in 6 answers6
  8. 8interest.co.nz, news,cited in 5 answers5
  9. 9rbnz.govt.nz, government,cited in 5 answers5
  10. 10bankomb.org.nz, consumer groups,cited in 4 answers4

Gemini

34%businesses

Had sources24of 24

Showed you a link1of 24

  1. 1moneyhub.co.nz, comparison & tools,cited in 9 answers9
  2. 2canstar.co.nz, comparison & tools,cited in 6 answers6
  3. 3anz.co.nz, lender websites,cited in 4 answers4
  4. 4finchmortgages.co.nz, businesses,cited in 4 answers4
  5. 5opespartners.co.nz, businesses,cited in 4 answers4
  6. 6bnz.co.nz, lender websites,cited in 3 answers3
  7. 7calculate.co.nz, comparison & tools,cited in 3 answers3
  8. 8kiwibank.co.nz, lender websites,cited in 3 answers3
  9. 9simpler.co.nz, businesses,cited in 3 answers3
  10. 10capitalfinance.nz, businesses,cited in 2 answers2

Google AI Mode

30%comparison & tools

Had sources19of 21

Showed you a link10of 21

  1. 1moneyhub.co.nz, comparison & tools,cited in 8 answers8
  2. 2canstar.co.nz, comparison & tools,cited in 6 answers6
  3. 3bankomb.org.nz, consumer groups,cited in 3 answers3
  4. 4consumer.org.nz, consumer groups,cited in 3 answers3
  5. 5westpac.co.nz, lender websites,cited in 3 answers3
  6. 6kiwibank.co.nz, lender websites,cited in 2 answers2
  7. 7simpler.co.nz, businesses,cited in 2 answers2
  8. 8sorted.org.nz, government,cited in 2 answers2
  9. 9adviser.loanmarket.co.nz, businesses,cited in 1 answers1
  10. 10amlhomeloans.co.nz, other,cited in 1 answers1

AI Overviews

33%businesses

Had sources23of 23

Showed you a link9of 23

  1. 1moneyhub.co.nz, comparison & tools,cited in 12 answers12
  2. 2canstar.co.nz, comparison & tools,cited in 11 answers11
  3. 3squirrel.co.nz, businesses,cited in 9 answers9
  4. 4finchmortgages.co.nz, businesses,cited in 8 answers8
  5. 5moneybalance.co.nz, other,cited in 7 answers7
  6. 6simpler.co.nz, businesses,cited in 7 answers7
  7. 7mortgagesuite.co.nz, businesses,cited in 6 answers6
  8. 8adviser.loanmarket.co.nz, businesses,cited in 5 answers5
  9. 9become.nz, businesses,cited in 5 answers5
  10. 10bnz.co.nz, lender websites,cited in 5 answers5
  • Lender websites
  • Government
  • News
  • Comparison & tools
  • Consumer groups
  • Businesses
  • Social media
  • Other

A website counts once per answer, however many claims cite it. 89 of 92 answers have recorded sources.