Consumer P09 · one of twelve consumer profiles

Imported car

“I have an imported car that needs specialist parts.”

questions
6
captured answers
24
AI platforms
4
collected
11 October 2026
01 · Questions and answers

Read what this consumer asked.

Compare the complete answers about specialist parts, repairer choice, vehicle value and cover for an imported car.

  • S-P09-M-01

    Choosing cover

    I have a rare or high-value vehicle. Should I use agreed value, a specialist policy or standard comprehensive cover?

  • S-P09-M-02

    Choosing cover

    What makes imported or modified high-value cars difficult to insure in New Zealand?

  • S-P09-M-03

    Choosing cover

    I've got an imported car and worry about repair parts. Which insurers will let me use a specialist repairer?

  • S-P09-M-04

    Buying and switching

    Which trade-offs justify a specialist motor insurer over a cheaper mainstream option?

  • M-T04-M-P09

    Comparing insurers

    I have an imported car that needs specialist parts. Which NZ car insurers should I look at?

  • DP-P09-M-A

    Buying and switching

    My imported car would be expensive to replace. How can I keep the premium reasonable without ending up with a payout that's too low?

02 · Insurers recommended

Which insurers AI recommended to a consumer with an imported car needing specialist parts

The four answers to “I have an imported car that needs specialist parts. Which NZ car insurers should I look at?”

Answers recommending each insurer, out of 4

  • Classic Cover4 of 4 answers
  • Star Insurance3 of 4 answers
  • AMI2 of 4 answers
  • AA Insurance2 of 4 answers
  • Assurant / Protecta2 of 4 answers
  • Tower1 of 4 answers
  • Cove1 of 4 answers
  • NZI1 of 4 answers
  • ChatGPT

    1 of 1 answers

    recommended at least one named insurer

    • Classic Cover
    • Star Insurance (never named)
    • AMI
    • AA Insurance
    • Assurant / Protecta
    • Tower (never named)
    • Cove (never named)
    • NZI
  • Gemini

    1 of 1 answers

    recommended at least one named insurer

    • Classic Cover
    • Star Insurance
    • AMI
    • AA Insurance
    • Assurant / Protecta (never named)
    • Tower
    • Cove
    • NZI (never named)
  • Google AI Mode

    1 of 1 answers

    recommended at least one named insurer

    • Classic Cover
    • Star Insurance
    • AMI (never named)
    • AA Insurance (never named)
    • Assurant / Protecta (never named)
    • Tower (never named)
    • Cove (never named)
    • NZI (never named)
  • AI Overviews

    1 of 1 answers

    recommended at least one named insurer

    • Classic Cover
    • Star Insurance
    • AMI (never named)
    • AA Insurance (never named)
    • Assurant / Protecta
    • Tower (never named)
    • Cove (never named)
    • NZI (never named)
03 · Choosing an insurer

The insurer recommendations for an imported car.

Select an insurer to compare its recommendations, sentiment and supporting passages across the four platforms.

Showing all four assistants · 4 answers

The insurer recommendations for an imported car.: for each consumer and insurer, the share of answers recommended for the insurer and how the claims about it split, across all four assistants.
ConsumerClassic CoverStar InsuranceAMIAA InsuranceAssurant / ProtectaTowerCoveNZI
Imported car
04 · What AI told this consumer

Specialist parts, repairers and vehicle value.

Classic Cover appears in all four imported-car answers and Star Insurance in three. AA Insurance, AMI and Assurant / Protecta each appear in two. The key facts are specialist parts, repairer choice and the treatment of a car that is difficult to repair. The results differ sharply from the ordinary-household shortlist and are not a generic ranking for all imports.

05 · Sources

Where the answers to this consumer came from

The websites each assistant drew on, and what kind of publisher they are. Pick a question group to compare the websites.

ChatGPT

33%insurer websites

Had sources6of 6

Showed you a link6of 6

  1. 1consumer.org.nz, consumer & industry groups,cited in 6 answers6
  2. 2aainsurance.co.nz, insurer websites,cited in 5 answers5
  3. 3ami.co.nz, insurer websites,cited in 5 answers5
  4. 4consumerprotection.govt.nz, government,cited in 5 answers5
  5. 5insurspy.co.nz, comparison & tools,cited in 5 answers5
  6. 6nzi.co.nz, insurer websites,cited in 5 answers5
  7. 7asb.co.nz, insurer websites,cited in 4 answers4
  8. 8canstar.co.nz, comparison & tools,cited in 4 answers4
  9. 9compare.org.nz, comparison & tools,cited in 4 answers4
  10. 10thetimes.com, news,cited in 4 answers4

Gemini

33%insurer websites

Had sources6of 6

Showed you a link0of 6

  1. 1insurspy.co.nz, comparison & tools,cited in 4 answers4
  2. 2aainsurance.co.nz, insurer websites,cited in 2 answers2
  3. 3moneyhub.co.nz, comparison & tools,cited in 2 answers2
  4. 4starinsure.co.nz, insurer websites,cited in 2 answers2
  5. 5tower.co.nz, insurer websites,cited in 2 answers2
  6. 6ajg.co.nz, other,cited in 1 answers1
  7. 7amp.co.nz, insurer websites,cited in 1 answers1
  8. 8canstar.co.nz, comparison & tools,cited in 1 answers1
  9. 9carremovalswhangarei.co.nz, other,cited in 1 answers1
  10. 10classiccover.co.nz, insurer websites,cited in 1 answers1

Google AI Mode

50%insurer websites

Had sources6of 6

Showed you a link1of 6

  1. 1insurspy.co.nz, comparison & tools,cited in 4 answers4
  2. 2starinsure.co.nz, insurer websites,cited in 3 answers3
  3. 3aainsurance.co.nz, insurer websites,cited in 2 answers2
  4. 4classiccover.co.nz, insurer websites,cited in 2 answers2
  5. 5consumer.org.nz, consumer & industry groups,cited in 2 answers2
  6. 6exclusiveinsurance.co.nz, other,cited in 2 answers2
  7. 7state.co.nz, insurer websites,cited in 2 answers2
  8. 8tower.co.nz, insurer websites,cited in 2 answers2
  9. 9amp.co.nz, insurer websites,cited in 1 answers1
  10. 10canstar.co.nz, comparison & tools,cited in 1 answers1

AI Overviews

44%other

Had sources6of 6

Showed you a link2of 6

  1. 1insurspy.co.nz, comparison & tools,cited in 4 answers4
  2. 2starinsure.co.nz, insurer websites,cited in 4 answers4
  3. 3canstar.co.nz, comparison & tools,cited in 3 answers3
  4. 4aainsurance.co.nz, insurer websites,cited in 2 answers2
  5. 5ami.co.nz, insurer websites,cited in 2 answers2
  6. 6amp.co.nz, insurer websites,cited in 2 answers2
  7. 7precisionautowerk.co.nz, other,cited in 2 answers2
  8. 8quashed.co.nz, comparison & tools,cited in 2 answers2
  9. 9quotehub.co.nz, comparison & tools,cited in 2 answers2
  10. 10tower.co.nz, insurer websites,cited in 2 answers2
  • Insurer websites
  • Government
  • News
  • Comparison & tools
  • Consumer & industry groups
  • Businesses
  • Social media
  • Other

A website counts once per answer, however many times the answer used it. 24 of 24 answers have recorded sources.