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Evidence · NZ Election 2026 · Edition 3

Every question, every answer, every source

All 174 questions and the 793 answers produced on 16 October 2026. The 27 remaining cells produced no AI Overview.

questions
174
answers saved
793
collected
16 Oct 2026

01

Every question, with its answers

Each question was written as a voter would ask it and went to all four assistants. Some were also asked from a town. Open a question to read every answer to it in full.

Showing 20 of 174 questions

Show all 174

02

The tables behind the study

Every figure on the study page comes from these tables. They are CSV files, which open in any spreadsheet.

  • Questions

    nz-election-2026-questions.csv

    One row per unchanged question.

    id, draft, text, voterCode, issue, towns

    174rows

    Download questions (CSV)

  • Answers

    nz-election-2026-answers.csv

    One row per produced answer, with its complete original text. Parties covers all 17 tracked parties; displayed parties covers the seven charted parties.

    result id, prompt id, draft id, scenario id, platform, region, words, parties, displayed parties, literal url answer, temporal pair, common four platforms, response text

    793rows

    Download answers (CSV)

  • Sources by answer

    nz-election-2026-sources.csv

    One row per website associated with an answer; repeated citations count once.

    answer id, question id, assistant, region, domain, publisher

    4,275rows

    Download sources by answer (CSV)

  • Checks against official sources

    nz-election-2026-checks.csv

    One row per reviewed claim and assistant, including cells where the assertion was not stated.

    checkId, claimToTest, category, answerId, questionId, assistant, assertionPresent, assertion, verdict, whatTheSourceSays, checkedOn, evidence

    18rows

    Download checks against official sources (CSV)

  • Who to vote for: coding

    nz-election-2026-guidance.csv

    One row per manually reviewed guidance answer. Codes overlap; original answers supply the evidence.

    draft, assistant, q, voter, a, declined, matched, shortlist, asked, chose, extract

    31rows

    Download who to vote for: coding (CSV)

  • Location and national answers

    nz-election-2026-towns.csv

    One row per matched national/location pair in this edition.

    edition, prompt id, platform, city region, national result id, city result id, same party names, same text

    123rows

    Download location and national answers (CSV)

  • Changes between editions

    nz-election-2026-comparisons.csv

    All 17 tracked parties; one row per identical question, assistant and location across the 12 and 16 October collections. Earlier coding restated after the 20 October identity correction.

    earlier edition, prompt id, platform, region, draft id, block, scenario id, scenario, issue, priority, earlier result id, current result id, same party set, added, removed, earlier parties, current parties

    792rows

    Download changes between editions (CSV)

  • No AI Overview produced

    nz-election-2026-coverage.csv

    One row per planned cell where no AI Overview was produced.

    questionId, assistant, collectionSetting, askedFrom, availability

    27rows

    Download no ai overview produced (CSV)

  • Party-identity corrections

    nz-election-2026-party-identity-corrections.csv

    Ten reviewed false matches removed from the restated Edition 2 and current Edition 3 comparisons; original answer text is unchanged.

    edition, result id, party, before present, include, reason, reviewer, reviewed on

    10rows

    Download party-identity corrections (CSV)

Use these tables to trace findings back to the original questions and answers. The full text of each answer is also on this page, under its question.

03

Read in full and checked

Some answers were read in detail or checked against official sources. Those appear on the study page, beside the findings they support.

ChatGPT · No location

I'm a Pacific voter in a multigenerational household with children and older relatives. Our main concerns are household costs, enough space and access to healthcare. I am considering my vote in the 2026 New Zealand general election. What would parties do about affordable housing suitable for larger households?

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2026 New Zealand election: affordable housing for larger households

For a Pacific voter in a multigenerational household, the housing question is not just whether a house is affordable. It is whether your family can afford a home with enough bedrooms, room for children and older relatives, and access to healthcare and other essential services.

New Zealand's general election is scheduled for Saturday, 7 November 2026, with advance voting starting on 26 October. Parties differ in how they propose to improve housing affordability, increase public housing, support renters and enable home ownership. Policies for Party vote - NZ Election 2026The main parties vying to form New Zealand's next government

The important distinction for your household is between policies that increase the overall supply of homes and policies that specifically help families access a suitably sized home. More housing can ease pressure on prices and rents, but it does not automatically guarantee affordable four- or five-bedroom homes, or homes near GPs and hospitals.

What the main parties are proposing

The following comparison focuses on published policies and the current government's housing measures as of October 2026. It distinguishes specific commitments from broader approaches, because not every party has published a clear promise about larger family homes.

Will National Party Finish 2nd in New Zealand's 2026 Election?

1. National Party

More housing supply, targeted social housing and private-market options

National's government has introduced a Flexible Fund for social and affordable homes, including funding intended to meet different local needs. The government explicitly identifies larger homes for big families as one of the needs that this fund can support. Budget 2026 added $69.2 million, intended to deliver 1,800–2,250 additional social and other homes over three years from 2028/29. Budget 2026 – for the housing and urban system - Ministry for Cities, Environment, Regions and Transport (Formerly Te Tūāpapa Kura KāingaDelivering fairer social housing

National's wider approach is to target social housing more tightly at people facing the greatest barriers to private housing and use accommodation subsidies to help some other households. A significant trade-off is that from April 2027, minimum income-related rent contributions are due to rise from 25% to 30% of income, phased in for existing tenants. Delivering fairer social housing

What to check for your family: whether you would qualify for a larger social home, how household size affects allocation, and whether private-rental assistance would cover a home with enough bedrooms.

South Island Election Conference 2026

2. Labour Party

Housing affordability, first-home ownership and more homes

Labour's 2026 housing platform commits to making first-home ownership easier, making renting fairer and more secure, and building more homes. Its published housing priorities also emphasise access to schools, work and healthcare. Affordable homes for allAffordable homes for all

These commitments could help a multigenerational household through improved housing supply, rental security or a pathway into ownership. However, the general commitments alone do not establish that a family would be able to obtain a larger home at an affordable price.

What to check for your family: the detailed construction targets, the size and eligibility rules for public housing, and what specific help is available for a first-home buyer who needs multiple bedrooms.

New Zealand Legislative Election Winner? Winner Odds | Lines.com

3. Green Party

Public housing, affordable rents and Māori-led housing

The Greens' 2026 manifesto presents safe, warm, affordable housing as a basic right. Their housing proposals include enabling more homes near public transport and community facilities, requiring councils to plan for sufficient development, expanding public housing, and removing barriers to Māori housing on Māori land. Their housing plan also proposes rent-increase limits. Manifesto 2026A home for

This approach addresses both housing supply and the cost and security of renting. Building public housing and supporting Māori-led developments may create more options for families unable to buy in the private market.

What to check for your family: whether proposed public homes would include enough larger properties, how rent limits would work in practice, and how Māori housing initiatives would be funded and accessed.

New Zealand Legislative Election Winner 2026 Odds | Polymarket

4. Te Pāti Māori

Public and affordable homes, whenua and whānau-led solutions

Te Pāti Māori explicitly proposes building and supporting more public and affordable homes, making it easier to build on Māori and ancestral land, and taking action against speculation and land-banking. Its broader platform also emphasises Māori-led health services and whānau wellbeing. PolicyPolicy

For eligible whānau with access to Māori land, making development easier could open up options for intergenerational living. The wider public and affordable housing proposals could also benefit families without land, although the published summary does not specify a guaranteed number of larger homes or detailed eligibility criteria.

What to check for your family: funding for papakāinga and other whānau housing, access for households without Māori land, and whether developments would be connected to healthcare and transport.

What about ACT, New Zealand First and smaller parties?

  • ACT New Zealand: Check its current housing and planning proposals for measures intended to make private construction easier, and whether they include targeted assistance for large households. I could not verify a specific 2026 commitment guaranteeing affordable larger family homes in the sources reviewed.
  • New Zealand First: Its published positions include support for state and social housing and low-cost government loans to local councils for social housing. The details of how many larger homes would be delivered and who would qualify need checking. Elections 2026
  • The Opportunities Party (TOP): Its 2026 platform includes a proposed land value tax. The party says this would change incentives around residential land and fund wider tax changes, but the housing outcomes for larger households depend on how the tax and associated reforms work in practice. The main parties vying to form New Zealand's next governmentPolicies for Party vote - NZ Election 2026

For a full comparison of the published policies, use Policy.nz's 2026 housing guide, which lets you explore housing affordability, housing quality, renting, and social and public housing separately. Policies for Party vote - NZ Election 2026

How to assess the policies for a multigenerational household

I would compare the parties against five practical questions rather than looking at house prices alone.

Your concern What to look for in a party's policy
Enough bedrooms Specific commitments to three-, four- or five-bedroom homes, and how family size affects eligibility
Rent and household costs Rent assistance, limits on rent increases, secure tenancies and lower ongoing housing costs
Home ownership Deposit support, mortgage access and affordable homes suitable for a larger family
Children and older relatives Warm, dry, accessible homes with enough shared and private space
Healthcare access Housing near GPs, hospitals, pharmacies and public transport, with services available to the whole family

One important point: the government's Budget 2026 housing programme explicitly recognises the need for larger homes for big families, but funding intentions are not the same as a guarantee that a suitable home will be available to your household. Budget 2026 – for the housing and urban system - Ministry for Cities, Environment, Regions and Transport (Formerly Te Tūāpapa Kura Kāinga

For Pacific families, it is also worth asking whether housing programmes recognise extended-family living arrangements, how they assess everyone living in one household, and whether eligibility rules take account of the real cost of supporting children and older relatives. These are questions to put to parties and candidates rather than assume the policies already address them.

You can explore either of these next:

  • Compare parties' housing policies side by side
  • Compare housing and healthcare policies together
Ask anything

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Gemini · No location

I'm a Pacific voter in a multigenerational household with children and older relatives. Our main concerns are household costs, enough space and access to healthcare. I am considering my vote in the 2026 New Zealand general election. What would parties do about affordable housing suitable for larger households?

For a Pacific voter navigating a multigenerational household—balancing the needs of children, older relatives, living costs, adequate space, and access to healthcare—the 2026 New Zealand general election presents distinct policy paths from the major and minor political parties.

When it comes to affordable housing suitable for larger and multigenerational households, parties approach the issue through different combinations of market supply, public/social housing investment, regulatory changes, and support for community-led or alternative housing models (such as papakāinga or co-housing).

Overview of Party Approaches to Housing Supply & Affordability

Party Core Housing Strategy Approach to Larger / Multigenerational Homes
National Focuses on boosting private market supply through streamlined consenting, fast-track approvals, and expanding first-home buyer assistance (e.g., lifting income caps for 5% deposit schemes). Emphasizes general supply and market intensification so that a wider range of private housing types become available, alongside first-home support.
Labour Focuses on direct state-led building and public investment, including funding thousands of new social housing places and state houses via Kāinga Ora. Proposes a capital gains tax (excluding the family home). Directly targets public and social housing growth, which includes larger multi-bedroom state houses designated for families in acute housing need.
Green Party Focuses on large-scale public housing construction, stringent rental standards, a rental warrant of fitness, and tenant protections (including rent increase caps). Advocates for massive expansions of public housing stock to ease overcrowding, alongside protections for long-term renters.
New Zealand First Focuses on infrastructure-aligned development, prioritizing New Zealand residents/citizens in social housing allocation, and modifying fast-track approvals to ensure community and infrastructure backing. Emphasizes ensuring that local infrastructure (water, transport) keeps pace with housing developments so large communities are not underserviced.
ACT Emphasizes deregulation, cutting red tape, removing local councils from building consent monopolies, and financial incentives for councils that permit new builds. Relies heavily on private sector market forces and land-supply expansion to naturally lower costs across all housing sizes.
The Opportunity Party (TOP) Focuses on a land value tax, reforming building codes, and targeted financing for affordable and alternative housing. Explicitly proposes updating housing laws to make it easier to build and finance alternative configurations, including co-housing, papakāinga, and multigenerational homes.

How Party Policies Connect to Your Household Concerns

1. Space and Suitability for Multigenerational Living

  • Alternative & Cultural Models: Parties like The Opportunity Party (TOP) specifically target planning laws to make it easier to build or finance bespoke multigenerational and co-housing setups, which fit traditional Pacific models where extended family live under one roof. Similarly, policies supporting papakāinga and community housing trust models (emphasized across several parties and Māori-led housing frameworks) focus on flexible, family-centric land use.
  • State & Social Housing Stock: Labour and the Greens place heavy emphasis on increasing state and public housing construction. For larger households facing severe overcrowding or unaffordable private rents, the expansion of multi-bedroom public housing is a key mechanism.
  • Private Market & First-Home Pathways: National and ACT lean heavily toward market-driven supply and first-home buyer assistance (such as lowering deposit barriers). The argument here is that building more overall houses eventually moderates prices, though critics note that buying a house large enough for a multigenerational family remains a steep hurdle even with a smaller deposit.

2. Household Costs (Rents, Mortgages, and Living Expenses)

  • Renters vs. Buyers: If your household rents, parties like the Greens propose direct market interventions—such as a cap on annual rent increases and a mandatory rental warrant of fitness—to protect tenants from soaring costs. Conversely, parties favoring landlord tax settings (National and ACT) argue that encouraging private landlords keeps rental supply stable.
  • Broader Cost Pressures: Household costs are tied closely to policies on tax (e.g., Labour's proposed capital gains tax vs. National's opposition to new taxes), cost-of-living support, and infrastructure funding.

3. Intersection with Healthcare Access

While housing policy directly dictates your physical living space and household overheads, healthcare access is tightly linked to regional infrastructure and local health funding.

  • Parties emphasizing public service expansion (such as Labour, the Greens, and Te Pāti Māori) typically couple their housing and social investments with increased funding for public health systems and primary care access.
  • Parties emphasizing fiscal discipline and economic growth (such as National and ACT) focus on health system efficiency and administrative streamlining to deliver better outcomes.
  • New Zealand First places specific emphasis on regional healthcare services alongside infrastructure-backed housing developments, ensuring new housing areas are not built without the accompanying local doctors and clinics.
Ask Gemini

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Google AI Mode · No location

I'm a Pacific voter in a multigenerational household with children and older relatives. Our main concerns are household costs, enough space and access to healthcare. I am considering my vote in the 2026 New Zealand general election. What would parties do about affordable housing suitable for larger households?

Navigating housing for a multigenerational household means looking for a mix of supply, affordability, financial support for first-home buyers, and rental standards. Pacific families experience some of the highest rates of household crowding and lowest home-ownership rates in Aotearoa, making these policy differences particularly critical.

The major political parties approaching the 2026 general election offer distinct pathways regarding housing affordability, supply, and support for larger or extended families:

National Party

  • First-Home Buyer Support: Proposes expanding low-deposit options by lifting income thresholds (making 5% deposit accessibility available to buyers with higher income caps up to $300,000) to help more families into ownership.

  • Rental Market Approach: Retains the restored interest deductibility for rental-property owners and adjusted bright-line rules, arguing that incentivising private landlords grows the overall rental supply and stabilizes market rents. [Pacific Learners]

  • Family Support: Focuses broader household cost-of-living policies through mechanisms like compulsory KiwiSaver enhancements and newborn contributions, which indirectly assist family capital accumulation over time. [Pacific Learners]

Labour Party

  • Social and Public Housing Supply: Has committed heavily to state-backed building, pledging at least 6,000 additional social housing places over four years alongside a $2.9 billion funding injection for Kāinga Ora to build more public housing stock. Larger state homes directly address severe overcrowding in public waiting lists.

  • Tax and Market Rules: Opposes tax breaks for property investors (retaining previous stances on interest deductibility) and focuses on direct public infrastructure and state construction support rather than private market incentives. [Realestate.co.nz]

  • Cost-of-Living Focus: Couples housing measures with direct cost relief (such as public transport fare caps) to ease the weekly budget pressures shared by large households. [Pacific Learners]

Green Party

  • Renter Protections & Standards: Focuses heavily on tenant security and home quality by pushing for an independently enforced Rental Warrant of Fitness, capping rent increases at 2% annually, and ending no-cause evictions. This aims to make long-term renting safer and more stable for large families who cannot easily move.

  • Investor Tax Shifts: Proposes repealing interest deductibility for landlords and restoring the 10-year bright-line test to cool speculative property investment and prioritize first-home buyers over landlords. [Realestate.co.nz]

New Zealand First

  • Development & Infrastructure: Focuses on fast-tracking residential developments and cutting red tape to speed up house building.

  • Prioritisation: Advocates for tighter residency parameters on public resources, including policies to reserve social housing allocations for New Zealand citizens first.

What this means for your household

  • If your priority is state/public housing expansion for large families: Parties like Labour emphasize direct government builds (Kāinga Ora funding and thousands of new social housing places).

  • If your priority is entering private homeownership: National focuses on adjusting first-home buyer loan and deposit thresholds, though community advocates note that deposit rules alone do not always match the real-world costs of servicing a mortgage while supporting extended family.

  • If your priority is stability and quality in the rental market: The Greens emphasize strict rental standards (Warrant of Fitness) and rent increase caps to protect families currently renting.

You can compare detailed, side-by-side policy proposals on platforms like Policy.nz or read community-specific breakdowns via Pacific Media Network to see which approach best fits your family's daily reality and long-term security.

Ask anything

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AI Overviews · No location

I'm a Pacific voter in a multigenerational household with children and older relatives. Our main concerns are household costs, enough space and access to healthcare. I am considering my vote in the 2026 New Zealand general election. What would parties do about affordable housing suitable for larger households?

AI Overview

For the 2026 New Zealand general election on November 7th, political parties are offering distinct approaches to housing affordability and supply. In New Zealand, over half of Pacific peoples live in households with five or more people. Because multigenerational arrangements require both space and affordability, party strategies generally split between expanding public housing and easing pathways to homeownership.

A comparison of the major political parties' housing platforms shows how they address the needs of larger households:

Party Core Focus for Large Households Key Policy Actions Cost & Accessibility Impacts
National Homeownership & Supply Reform • Expand Kāinga Ora First Home Loan to a flat $300,000 income cap.
• Ease regulations to build granny flats without consent. • 5% deposits accessible to higher-earning or combined family incomes.
• Phasing in a social housing rent increase to 30% of income from April 2027.
Labour Public & Community Housing • Fund 6,000+ new social housing places ($2.9B for Kāinga Ora).
• Boost Community Housing Bonds by $950M. • Targets funding specifically toward Pacific, iwi, and community providers.
• Rejects National's social housing rent hikes and landlord tax cuts.
Greens Renter Protections & Scale Public Builds • Target 40,000 new social homes via a wealth tax.
• Implement a Rental Warrant of Fitness. • Cap annual rent increases at 2%.
• Government-backed loans for home solar/batteries to cut energy bills.
Te Pāti Māori Indigenous & Collective Supply • Advocate for binding tribunal rights and collective housing funding.
• Implement a 5% stamp duty on residential property sales. • Focuses on structural challenges like financing for collective and papakāinga-style developments.

How Party Policies Address Your Specific Household Needs

1. Household Costs & Renting

  • National: Restored full mortgage interest deductibility for landlords to incentivize private rentals. However, the National-led government's Budget 2026 increases the minimum Income Related Rent contribution for social housing from 25% to 30% starting April 2027. Studies indicate this policy disproportionately affects larger Pacific families, causing an estimated average weekly drop of $30.75 due to larger household configurations.
  • Labour: Promises to lower household expenses by keeping social housing rents capped at 25% of income, capping transport costs at $20, and introducing free doctor visits and prescriptions. They plan to introduce a 28% capital gains tax on investment properties to fund public health.
  • Greens: Focus heavily on renter financial stability by capping rent increases at 2% per year and providing long-term, government-backed loans for home solar setups to explicitly lower utility bills.

2. Space & Multi-Unit Adequacy

  • National: Aims to unlock space by reforming the Resource Management Act (RMA) to boost medium-density housing and making it legally straightforward to construct detached granny flats on existing property without needing a building consent.
  • Labour & Greens: Both emphasize direct state builds rather than relying on private developers. Labour's $950 million expansion of the Community Housing Funding Architecture specifically allocates resources to Pacific-focused community housing providers who specialize in designing and building larger, multi-bedroom homes tailored for extended families.

3. Access to Healthcare

  • Labour & Te Pāti Māori: Are proposing targeted healthcare boosts financed through property tax changes. Labour is offering three free doctor visits for all New Zealanders, while the Green Party plans to fund broad healthcare expansions through wealth and corporate taxes.
  • National: Focuses healthcare commitments on structural adjustments, such as boosting Pharmac funding to subsidize a broader selection of medications.

If you want to look deeper into the specific wording of these platforms, you can compare the detailed party breakdowns directly on Policy.nz or ensure your household is ready to vote by checking dates at Vote NZ.

To help narrow down which policies matter most to your family, let me know:

  • Are you currently renting , or are you looking to buy a home together?
  • Do you prefer a solution focused on building extra space on an existing property (like a granny flat) or moving into a larger public/community home?
Ask anything

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