The questions and original answers

My partner and I want to buy our first home. We both have salaried jobs and about a 10% deposit. Are we ready to start talking to banks, or should we keep saving?

We're buying our first home and have about a 10% deposit. Neither of us knows much about mortgages. Should we start with our bank or talk to a mortgage adviser?

We're a couple buying our first home. We both have salaried jobs, about a 10% deposit and little experience with mortgages. Which lenders would you suggest we talk to first, and why?

We're buying our first home with about a 10% deposit. We want repayments we can comfortably manage, but we'd also like to pay extra when we can. What should we look for in a mortgage?

My partner and I are getting ready to apply for our first home loan. We're both salaried and have about a 10% deposit. What paperwork should we get together before we apply?

We've got conditional pre-approval for our first home loan and have found a house we like. Does that mean we can make an unconditional offer, or are there more things to check?

We've just bought our first home and don't really understand the rules about extra mortgage payments. If we have a bit left over each month, what's a sensible way to use it?

We're in our first year of owning a home and the mortgage payments are getting tight. We haven't missed any yet. What should we do before it becomes a bigger problem?

I want to buy my first home on my own. I'm a contractor, so my income changes month to month, but I've got three years of earnings records and about a 20% deposit. How do I work out what I can afford?

I'm buying my first home and work on contracts rather than a salary. I've got three years of earnings records and about a 20% deposit. Which lenders would you suggest I approach?

I'm a contractor trying to buy my first home. Would a mortgage adviser help with my uneven income, and how would I find one who understands people in my position?

I'm looking at my first mortgage. My contract income is uneven: some months are busy and others are quiet. What sort of loan setup should I consider so the repayments don't catch me out?

I'm applying for my first home loan as a contractor. I have three years of earnings records. What will a lender want to see to understand my income properly?

I'm a contractor buying my first home. I've got conditional pre-approval and have found a property. What should I check with the lender before I commit to buying it?

I'm a contractor with a mortgage. I can put extra money aside in busy months, but I need a buffer for the quiet ones. How should I think about paying extra off the loan?

My mortgage comes off its fixed rate in two months. I want to know what the payments will be, but I don't want to rush the decision. Where should I start?

My fixed mortgage rate ends in two months. I want predictable repayments. Which lenders should I compare with my current bank before I decide what to do?

I'm about to refix my home loan. Is it worth splitting it across different fixed terms if I want fairly steady repayments?

My fixed mortgage rate is about to expire. How do I compare fixing for a shorter time with fixing for longer without just guessing where interest rates will go?

I'm about to accept a new fixed rate on my home loan. What should I check about repayments, extra payments and fees before I lock it in?