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I run a café with a small team. Food and power costs are squeezing margins, customers are spending less, and we've experienced a break-in. I am considering my vote in the 2026 New Zealand general election. What would parties do about electricity costs for small businesses?
2026 New Zealand election: what parties propose for small-business electricity costs
For a café, electricity is a direct operating cost: refrigeration runs overnight, ovens and coffee machines draw power during service, and you cannot easily cut usage without affecting customers. With food costs rising, customers spending less and the added cost of a break-in, the important question is whether a party's policies would reduce your actual power bill, improve cash flow, or simply promise cheaper electricity over time.
New Zealand's general election is scheduled for Saturday 7 November 2026. As of 12 October, parties have announced several competing approaches to electricity affordability. The key distinction is between policies that seek to change electricity-market prices and those that help businesses generate their own power or manage network charges. 2026 Election Q&AAffordable power Kiwis can rely onGreen Party launches plan to cut power bills and take power back from the big energy companies
What each party is proposing
National — increase supply and competition
National's October 2 announcement, Electrify NZ 2.0, sets out a nine-point plan intended to make electricity more affordable for homes and businesses. Its proposals include:
- Reviewing the rules governing electricity lines charges, with changes ahead of the next price reset.
- Allowing accredited contractors to compete to carry out electricity connections.
- Speeding up new wind, solar and hydro generation and transmission investment.
- Letting solar generators sell electricity to any retailer, rather than only the company they buy power from.
- Requiring solar connections for homes and small businesses to be approved within two working days.
- Making affordability an explicit objective for the Electricity Authority.
- Introducing a Home Energy Fund offering long-term, low-interest loans for energy investments. Affordable power Kiwis can rely onHome Energy Fund, Our Plan to Electrify NZ
What it could mean for your café: The lines-charge review could matter if network costs are a large part of your bill. Faster connections and easier access to solar could also help if you own your premises. Most measures work through competition, infrastructure and future cost reductions rather than a direct discount on your next electricity invoice.
Labour — intervene on pricing and support solar
Labour says it would take action on power prices, including:
- Banning electricity price gouging.
- Introducing its SolarSaver scheme to help people access solar power without upfront costs.
- Supporting small businesses with a separate package of measures, including an immediate tax deduction for qualifying equipment costing up to $10,000, from 1 July 2027. Release: National’s energy plan an absolute fizzerLabour's Small Business Action Plan
What it could mean for your café: SolarSaver could be relevant if the scheme is available to your type of premises and business. The proposed equipment tax deduction could help with eligible purchases such as a replacement oven or refrigeration equipment, but it is not an electricity-bill rebate. Labour's electricity-price policy is intended to address pricing behaviour; the material reviewed does not establish a guaranteed reduction in your café's power rate.
Green Party — publicly owned electricity and renewable investment
The Greens propose establishing Kiwipower, a publicly owned electricity-generation company intended to increase renewable supply and address shortages during dry years. Their wider package includes:
- Zero-interest loans for solar panels and batteries.
- $200 million for community-owned renewable energy.
- More solar on public housing and expanded energy-efficiency programmes. Green Party launches plan to cut power bills and take power back from the big energy companies
What it could mean for your café: The loans may be useful if your premises qualify and you can install solar or batteries. Kiwipower is a broader structural proposal intended to make electricity more affordable over time, not a guaranteed immediate price reduction for small businesses.
ACT — competition, private investment and lower network costs
ACT's September 18 policy focuses on making it easier to build and move electricity, while allowing more competition. Its proposals include:
- More investment in electricity generation and transmission.
- Allowing people who generate solar power to choose their electricity buyer.
- Opening some transmission investment to private providers.
- Making network batteries and demand-response technology compete with expensive new power lines.
- Allowing qualified providers to compete for electricity connection work. ACT New Zealand
What it could mean for your café: ACT's approach could help over time through competition and more efficient network investment. Solar-export choice is more relevant if you generate your own electricity; the other measures do not amount to a direct café electricity subsidy.
New Zealand First — split up the major power companies
New Zealand First proposes separating the large electricity generators from electricity retailers. It argues that the current structure limits competition and contributes to high prices. The party also proposes:
- A national energy strategy.
- Long-term fixed-price contracts for new generation projects.
- Changes intended to ensure electricity supply is not withheld to push prices higher.
- Allowing solar generators to sell surplus electricity back to the grid at the same price they pay. "Power to the People" - Winston Peters - State of the Nation 2026Our Policy
What it could mean for your café: The main potential benefit is lower electricity prices through changes to market structure. But separating generators and retailers would be a significant reform, and the size and timing of any savings for a small business remain uncertain.
Opportunity Party (formerly TOP) — a long-term electricity-system overhaul
Opportunity's Abundant Energy plan proposes:
- A target of 30 GW of total generation capacity by 2050.
- Investment mechanisms to encourage more renewable generation.
- Ring-fencing government profits from electricity generation for reinvestment in the energy system.
- Consolidating the country's 29 electricity distributors into no more than eight.
- Low-interest loans for household electrification and funding for community energy projects. Abundant EnergyAbundant Energy
What it could mean for your café: The plan aims to address electricity prices and infrastructure costs at a system level. However, its published loan scheme is directed at households, and I did not find a clearly specified, direct electricity-bill subsidy for cafés.
What matters most when comparing these policies
| Question for your café | What to look for |
|---|---|
| Will my next power bill fall? | A direct price measure or enforceable pricing change, rather than a promise of future supply |
| Can I reduce power costs without a large upfront payment? | Solar-financing support that explicitly covers leased and commercial premises |
| Can I reduce network charges? | Specific lines-charge reforms and rules for rewarding small-scale generation |
| What if customers keep spending less? | Separate small-business tax, cash-flow and investment support |
| How quickly could I benefit? | A firm implementation date, eligibility criteria and published costings |
One important distinction: a policy that increases electricity supply is not the same as a policy that guarantees cheaper electricity for your café. Wholesale prices, retailer margins, network charges and your own usage all affect the final bill. None of the proposals above guarantees a specific saving for your business.
Something you can investigate before the election
You don't have to wait for the next government to look at every option. The Electricity Authority has already introduced rules requiring electricity distributors to provide rebates for eligible small businesses that export electricity to the network at peak times. From 1 April 2026, the rules apply to qualifying business connections of up to 45 kVA and generation systems exporting up to 45 kW. This is relevant if you install solar or batteries, but it is not a general discount on the electricity you buy. Clarification on small business eligibility for peak export rebatesEnergy Competition Task Force | Our projects
You can also compare your café's current commercial electricity plan with competing offers, paying particular attention to daily fixed charges, peak and off-peak rates, contract exit fees and demand charges, if applicable.
The bottom line
The parties are proposing materially different routes to electricity affordability: National and ACT emphasise supply, competition and network reform; Labour proposes action against price gouging and solar support; the Greens propose public ownership and renewable investment; New Zealand First proposes splitting generators from retailers; and Opportunity proposes a broader restructuring of the electricity system.
For a small café, the key unresolved question is how much each plan would reduce your actual commercial electricity bill, and when. Treat claimed savings as proposals rather than guaranteed outcomes, and check whether each scheme covers commercial premises rather than households alone.
You can use the parties' published policies linked above to check the detail as their manifestos develop before election day.
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